Compare Personal Savings Accounts

Choosing the right savings account is crucial for your financial journey. West Shore Bank, located along the beautiful lakeshore of Michigan, offers a variety of personal savings accounts tailored to meet diverse needs.  
 
Find your perfect fit and open your account in minutes online—or stop by any of our nine local branches.



Key Features

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Added Perks
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Save more and do more with your money.

Shoreline Companion Savings

Pair your Shoreline High Yield or Shoreline Cash Back with this savings account and enjoy great rates, no fees, and easy access to your money. 
 
OPEN TODAY
 

Statement Savings

Perfect if you’re looking for a simple savings account to stash your funds and earn interest on your balance.
 
  • Set aside money for a wide range of personal needs or simply for a rainy day
  • Competitive interest
  • $100 minimum opening deposit
  • Waive the $5 quarterly fee: under age 18, or maintain a minimum daily balance of $100

Money Market Savings

Stow away funds for tomorrow—keeping them close at hand for anything life might bring.
 
  • Enjoy flexibility with enhanced access to funds
  • Greater earnings than statement savings
  • $100 minimum opening deposit
  • Avoid the monthly maintenance fee by maintaining $1,000 balance
OPEN TODAY 

Certificates of Deposit (CDs)

Save more and do more with a CD!
 
  • Set aside for future savings goals
  • Competitive, fixed rate for length of term
  • Greater earnings than standard saving accounts
OPEN TODAY

Steady Saver

Reach your savings goal faster—and with less effort.

  • Save easily with automatic transfers from checking or savings (minimum $25)
  • Set the term needed to meet financial goals
  • Fixed rates, higher than regular savings
OPEN TODAY

Christmas Club

Set money aside throughout the year for a more relaxed holiday.
 
  • Make deposits in any amount or set up automatic transfers 
  • Earn competitive interest
  • Funds available in November

Individual Retirement Accounts (IRAs)

Pay the future you for all your hard work.
 
  • Retirement savings with tax advantages2
  • Earn competitive interest higher than regular savings accounts
  • Available in traditional and Roth

Health Savings Account (HSA)

Be prepared with an innovative account that helps you save for qualified expenses.
 
  • Greater personal control over healthcare management and expenses
  • Save for qualified medical expenses
  • Earn tiered interest above standard savings on entire balance








1Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply.
2 Consult a tax advisor.












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Save. Swipe. Impact ❤️

With West Shore Bank you can easily save for your dreams and support causes you you care about with everyday purchases. Be a hero for your financial future and your community today!