Trust & Investments

"When you work with the West Shore Bank Wealth Management team, you will experience for yourself what it's like to have individuals on your side that are highly experienced, extremely dedicated and members of your own community. The right decisions can make a real difference in your future, and our team is here to help you make that happen" 
-Raymond Biggs, President and CEO of West Shore Bank
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Our clients are at the center of our process.

With specialized knowledge, precise administration, and sensitivity to the needs of the beneficiaries, our trust professionals have the skill, experience, and compassion to provide the personalized care you expect.

About Us

Our Approach

Through careful listening and meaningful conversations, we build deep relationships and provide solutions that are always in our client’s best interest. 
  • 125 years of integrity, commitment, and independence
  • Highest fiduciary obligation to our clients
  • No proprietary investment products
  • Competitive fee structure aligns our interests with yours
Personal and Local Service
  • Local expertise, service, and support
  • Act with skill, discretion, loyalty, and care
  • Service with a sense of urgency
  • Trusted, accountable, and transparent
Customized and Discipline Investing
  • Portfolios customized to meet your unique needs
  • Disciplined “top-down” investment philosophy
  • Asset allocation to meet long-term goals
  • Risk controlled through diversification
  • Effective education and communication

Who We Serve

West Shore Bank has been building long-term relationships in the communities we serve since 1898. 


Individuals & Families

  • Holistic approach to Wealth Management needs
  • Comprehensive financial solutions
  • Guidance tailored to your unique circumstances

Public and Private Foundations and Non-Profits

  • Service a variety of non-profits and foundations
  • Proudly help organizations serve their communities

CPAs & Attorneys

  • Strong and effective valued partnerships
  • Serve as trustee, managing agent or custodian
  • Help deepen client relationships
  • Unparalleled service, collaboration, and expertise


Your assets are always protected through an extensive system of internal and external oversight to ensure our fiduciary standard is always maintained. 

Board of Directors

  • Oversight and responsibility for wealth management operations
  • Meets quarterly to monitor wealth management activities

Management Committees

  • Board appointed and meet monthly
  • Implement and supervise policies, procedures, and activities

Auditors and Examiners

  • Annual internal audits ensure compliance and identify weaknesses
  • External audits assess internal controls and operations
  • Periodic examinations assess safety and soundness

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Be Someone's Hero ❤️

West Shore Bank makes giving back easier than ever. Our new Giving Center allows you to effortlessly support your favorite causes directly from your bank account. 

Not FDIC Insured
  • May Lose Value
  • No Bank Guarantee