Whether it’s a vacation or an unplanned expense—pay for what you need today without incurring debt for tomorrow.
Steady Saver
Reach your savings goal faster and with less effort.
This savings account comes with automatic transfers from your checking account, a higher fixed interest rate, and no maintenance fees.
Key Features
What is a Steady Saver account?
This type of savings account is designed to help you reach a specific savings goal such as a dream trip, wedding, down payment for a house, or anything else you’re saving for. You choose a monthly automatic transfer amount of at least $25, and the term length required to reach your goal. Steady Saver comes with a higher interest rate than our regular savings account, but early withdrawal penalties apply.
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FAQs
What is a Steady Saver account at West Shore Bank?
A Steady Saver account is a specialized savings account designed to help you achieve specific financial goals, whether it's a dream vacation, a wedding, or a down payment on a home. This account allows you to set up automatic transfers of at least $25 each month, offering a higher fixed interest rate compared to regular savings accounts.
How can I access my Steady Saver account online?
You can easily access your Steady Saver account through West Shore Bank’s digital banking platform or the WSB Touch app. Simply log in to manage your account, view balances—anytime, anywhere.
Are there any fees associated with the Steady Saver account?
No, the Steady Saver account comes with no monthly service fees. This means you can focus on growing your savings without worrying about additional costs, making it a great option for those in our local community.
What is the interest rate for the Steady Saver account?
The Steady Saver account offers a competitive interest rate that is higher than our standard savings accounts. This allows you to reach your savings goals faster, giving you peace of mind as you save for important milestones.
Can I withdraw money from my Steady Saver account anytime?
While you can access your funds, please note that early withdrawals may incur penalties. This account is designed to help you save for specific goals, so we encourage you to think carefully before making withdrawals.
How do I set up automatic transfer to my Steady Saver account?
Setting up automatic transfers is simple. Contact one of our Personal Banking Representatives to get started! This way, you can effortlessly grow your savings without the hassle.
Is my money safe in a Steady Saver account?
Absolutely! Your funds in the Steady Saver account are FDIC-insured, which means they are protected by the full faith and credit of the U.S. Government. At West Shore Bank, ensuring your financial security is our top priority. FDIC bank insurance automatically protects depositors up to $250,000 per depositor, per insured bank, and per ownership category in the event of a bank failure.
What are the benefits of using the Steady Saver account fo rmy savings goals?
The Steady Saver account offers numerous benefits, including a higher interest rate, automatic transfers for convenience, and no monthly fees. These features make it easier for you to stay on track with your savings goals.
Who can I contact for help with my Steady Sver account?
If you have any questions or need assistance with your Steady Saver account, feel free to reach out to our to our friendly customer service team via chat in digital banking or by phone at (888) 295-4373. We’re here to support you with all your banking needs!
How can I close my Steady Saver account if needed?
To close your Steady Saver account, please contact our customer service team. They'll guide you through the process and ensure that everything is handled smoothly, reflecting our commitment to your financial well-being.
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