Small Business Administration (SBA) Loans

The lending team at West Shore Bank has significant experience in working with Small Business Administration supported loan programs. Work with our team to discuss what might be a fit for you.
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There’s a lot of support out there…

The Small Business Administration (SBA) has many programs, and they’re not the only source for support for small business. We work with Federal and local resources that may provide support to you and your business. Let us figure out the who and how!

Key Features

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Competitive Rates
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Local Processing
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Quick Decisions

What is an SBA Loan?

This type of small business loan is guaranteed by the U.S. Small Business Administration. By reducing the risk to lenders, small businesses can obtain the funding they need at affordable rates and terms.

How does an SBA Loan work?

The two most popular types of SBA Loans are:

  • 7(a) Loans: Short- and long-term working capital to purchase furniture, fixtures, supplies, and more. Can also be used to refinance current business debt.
  • 504 Loans: Long-term, fixed-rate financing to purchase major fixed assets

Don't worry, a West Shore Bank lender will work with you to gather the appropriate documents for an SBA application.

Inquire on a Small Business Loan!

West Shore Bank has been Making a Difference Since 1898. For over a century, West Shore Bank has remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Visit one of our ten Michigan locations in Ludington, Muskegon, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Inquire now for an SBA loan from the local bank that works hard to support your business!

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Banking Your Business

Are you looking for quality service with a personalized touch when it comes to your business banking? Compare our commercial checking or savings account to meet the needs of your local businesses.