Shoreline High Yield Checking

"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When your Shoreline High Yield Checking account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000.00 in your Shoreline High Yield Checking account earn an interest rate of 5.366039% resulting in an APY of 5.50%; and daily balances over $25,000.00 earn an interest rate of 0.50% on the portion of the daily balance over $25,000.00, resulting in a range from 5.50% to 1.50% APY depending on the account's daily balance.  5.50% APY on balances up to and including $25,000 when qualifications are met. APY Range: 0.50% APY on balances ABOVE $25,000, ONLY if qualifications are met. 0.05% APY on balances, even if qualifications are not met

You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Shoreline High Yield Checking account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Shoreline High Yield Checking or Shoreline Cash Back Checking transactions via ATM; Shoreline Companion Savings ATM transaction fees are not reimbursed nor refunded.

When your Shoreline High Yield Checking qualifications are not met, the interest rate earned on the account's entire daily balance will be 0.049989% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded.

Interest will be credited to your Shoreline High Yield Checking account on the last day of the current statement cycle.

Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of February 24, 2026.

APY calculations are based on an assumed balance of 25,000.00 + $100,000 in your Shoreline High Yield Checking account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

• Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
• $50.00 minimum deposit is required to open the account.
• Enrollment in electronic services (e.g. online banking*) and log-ons may be required to meet some of the account's qualifications.
• Limit of 1 account(s) per social security number.
• There are no recurring monthly maintenance charges or fees to open or close this account.
• Advertised information and rewards are based on all account qualifications being met during each cycle period.
• Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.