Business Lines of Credit

With lenders and Treasury Management experts who understand how to maximize your cash flow and working capital're well served by our team.

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They call it cash "flow" for a reason...

From understanding season business to works in process, the lending team at West Shore Bank can help.

Key Features

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Competitive Rates
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Local Processing
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Quick Decisions

Benefits of a Business Line of Credit

As a local business, West Shore Bank feels a special responsibility Michigan businesses. West Shore Bank offers:
  • Competitive rates for a wide range of long-term or seasonal business needs
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business’s unique needs
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Funds are easily accessible via check
  • Local decision-making and processing in Western Michigan
  • Attentive, friendly service from start to finish

What Can a Business Line of Credit be used for?

 Business lines of credit are generally used for short-term expenses such as inventory or unexpected costs, or everyday operating expenses when cash flow is tight. Larger purchases, such as equipment or real estate, have their own business-term loans. 

Inquire on a Business Line of Credit!

West Shore Bank has been Making a Difference Since 1898. For over a century, West Shore Bank has remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Visit one of our ten Michigan locations in Ludington, Muskegon, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Inquire now for a business line of credit from the local bank that works hard to support your business!

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Banking Your Business

Are you looking for quality service with a personalized touch when it comes to your business banking? Compare our commercial checking or savings account to meet the needs of your local businesses.