Business Lines of Credit

With lenders and Treasury Management experts who understand how to maximize your cash flow and working capital needs...you're well served by our team.

They call it cash "flow" for a reason...

From understanding season business to works in process, the lending team at West Shore Bank can help.

Key Features

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Competitive Rates
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Local Processing
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Quick Decisions




Benefits of a Business Line of Credit

As a local business, West Shore Bank feels a special responsibility Michigan businesses. West Shore Bank offers:
  • Competitive rates for a wide range of long-term or seasonal business needs
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business’s unique needs
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Funds are easily accessible via check
  • Local decision-making and processing in Western Michigan
  • Attentive, friendly service from start to finish

What Can a Business Line of Credit be used for?

 Business lines of credit are generally used for short-term expenses such as inventory or unexpected costs, or everyday operating expenses when cash flow is tight. Larger purchases, such as equipment or real estate, have their own business-term loans. 

Inquire on a Business Line of Credit!

West Shore Bank has been Making a Difference Since 1898. For over a century, West Shore Bank has remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Visit one of our ten Michigan locations in Ludington, Muskegon, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Inquire now for a business line of credit from the local bank that works hard to support your business!

























Banking Your Business

Are you looking for quality service with a personalized touch when it comes to your business banking? Compare our commercial checking or savings account to meet the needs of your local businesses.