Discover the right checking account for your lifestyle at West Shore Bank.
For more than 100 years, we’ve helped Michigan residents bank smarter—and we’re proud to offer five personal checking options designed to give you more value, more convenience, and the personal service you deserve.
Find your perfect fit and open your account in minutes online—or stop by any of our nine local branches.
At West Shore Bank, we offer five personal checking account options designed to suit various lifestyles. Our accounts include Shoreline High Yield Checking, Shoreline Cash Back Checking, Simple Secure Checking, Interest Secure Checking, and Student Checking. Each account is tailored to provide maximum value and convenience for our customers.
Opening a checking account is easy and convenient! You can apply online in just a few minutes or visit any of our nine local branches. Our friendly staff is here to assist you every step of the way to ensure your banking needs are met.
Some of our checking accounts may have maintenance fees, but many, like the Shoreline High Yield, Shoreline Cash Back Checking and Student Checking accounts, come with no monthly maintenance fees. We also offer ways to waive fees through qualifying activities, ensuring that you get the most value from your account.
Our checking accounts typically require a minimum opening deposit of $10 to $100, depending on the account type. For instance, the Shoreline High Yield Checking requires a $50 minimum deposit. This ensures you can start your banking journey with us comfortably.
Yes! All our checking accounts come with free digital banking services, allowing you to manage your finances easily from anywhere. You'll have access to mobile banking, e-statements, and the ability to pay bills online, making it convenient to stay on top of your finances.
Yes! We encourage you to link a Shoreline Companion Savings account with your Shoreline Cashback or Shoreline High Yield checking account. This allows you to automatically build your savings while enjoying the benefits of both accounts, helping you reach your financial goals more easily.
Your security is our top priority. We implement robust security measures, including encryption, secure login processes, and provide customers options to enroll in identity theft monitoring through our IDProtect® service.
You can easily access your account statements through our free digital banking platform. We also offer e-statements, which you can view anytime through our digital banking platform, ensuring you have quick access to your financial information without the clutter of paper statements.
If you experience any issues with your account, please contact our customer service team at (888) 295‑4373 or stop by any of our branch locations. We’re here to help and happy to assist.
For over a century, we’ve supported the people and businesses that make our lakeshore communities thrive. With our Giving Center in digital banking, you can easily give back to local causes right from your account—continuing our tradition of community support.
