Over a Century

Committed to helping you improve your financial


Watch the video to learn more about our commitment to you and our communities.
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Helping Homeowners

We provided our first mortgage in 1900 — since then we've become the top lender in our market.

Get a Home

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Building Wealth

Your legacy starts here — with a sound financial plan that puts your long-term interests first.

Develop a Plan

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Funding Small Business

Leave working capital intact — rely on our financing when it's time to jump on new opportunities.

Grow with Us

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Digital Banking

Conveniently manage your money with WSB Touch any time day or night, no matter where you are.

Explore Digital Banking

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Streamline Finances

From depository services to intuitive digital banking, you deserve solutions to optimize your cash position and streamline operations.

Explore our Business Services

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Need More Information?

Give us a call at (888) 295-4373, stop by one of our locations or send us a quick message!

Get in Touch

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Account Finder

Innovative accounts. Timeless value.

Looking to open a new account? Just answer a few simple questions and get started today.

Find Your Account

Our employees are deeply ingrained in the communities they serve.

Staff contributes considerable time and talents to various local organizations throughout Mason, Oceana, Manistee, Benzie, Muskegon, and Grand Traverse County. In 2023:

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donated annually
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volunteer hours
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organizations & non-profits
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Navigating 2024 Tax Deductions and Credits in Michigan

Every new year brings a new tax season. With some new changes and additions at both the federal and Michigan state level, we’ve collected the most important tax deductions and credits for you to know about in 2024.

2024 Tax Deductions and Credits in Michigan

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What is a USDA Rural Development Loan?

There are several options that can make mortgages more affordable. Whether you’re buying a home in Michigan or beyond, you may be eligible for a USDA Home Loan if purchasing a home in an eligible “rural area,” which includes some suburban areas as well. In this article, we’ll cover everything you need to know about USDA mortgages.

What Is A Rural Development Loan

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What others are saying...

West Shore Bank really has been my go-to...

they really make me feel at home and make me feel like they want to be a partner in my success and that has been instrumental to me as a business owner
- Tyler, Manistee

We really appreciate how West Shore Bank...

has implemented digital banking tools that make us so much more efficient. They have wonderful online banking services, the interface is so easy.

- Julie, Ludington

Switching to West Shore Bank was a no-brainer...

whether it’s loans, advice, or treasury management services, West Shore Bank always delivers. It’s rewarding to work for a bank that steps up and stands behind its team.

- Pam, Traverse City

Career Opportunities

Looking to join our team?

At West Shore Bank, we believe that a strong bank culture provides the foundation for success for all our team members.