Personal Term Loans

Let us help you pay for major expenses, consolidate debt and build a positive credit history
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Say goodbye to high-interest and high-stress

Every customer—like every budget—is different. Look to our Michigan lenders when it’s time to finance your personal needs.

Key Features

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Competitive Rates
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Local Processing
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Quick Decisions

Types of Personal Loans

Personal Term Loans
Let us help you pay for major expenses, consolidate debt, and build a positive credit history. 
Auto Loans
Do you need to buy a new or used vehicle, West Shore Bank can help!
Recreation Vehicle Loans
Are you dreaming of owning your own motorhome, boat, jet ski, motorcycle, ATV, or travel trailer?
Secured personal loans may offer a lower interest rate than unsecured term loans since they are backed by collateral.

What Can a Personal Term Loan Be Used For?

Personal loans can be used for just about any personal expense or goal. The most common uses of personal loans include:
  • Large purchases (new laptop, home appliance, etc.)
  • Debt consolidation (Lower your interest rate and enjoy the convenience of having just one monthly payment
  • Emergencies (Need to fly home to visit a sick family member, car breaks down, medical procedure, etc.)
    Life milestones (wedding, dream vacation, etc.)
  • College expenses such as textbooks, food, etc.
  • …and more!

Apply for a Personal Term Loan!

West Shore Bank has been Making a Difference Since 1898. For over a century, we have remained committed to helping the people and businesses along the lakeshore to improve their financial well-being with our personal lending options. Inquire below or visit one of our ten locations along the lakeshore from Muskegon to Traverse City.

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Get more control over your accounts, budget and financial goals. 

Pay your loans easier with a West Shore Bank checking account.