Money Market Savings

Earn more with a money market accountStow away funds for tomorrow—but keep them close at hand for anything life might bring. 
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Put more back in your wallet.

Money Market accounts offers a higher interest rate than with regular savings.

Key Features

Coins stacked and dollar icon
Tiered Interest
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Digital Check Writing

What are the Benefits of a Money Market Savings Account?

This type of personal savings account offers the liquidity of a checking account with the interest-bearing benefit of a savings account.

  • FDIC-insured: Safe place to deposit your money with funds insured up to $250,000.
  • Tiered Interest Rate: The higher your balance, the higher your interest rate.
  • No Monthly Fees: Avoid the monthly maintenance fee with a minimum $1,000 balance.
  • Access to Funds: 6 electronic, check, or other debits allowed per month; unlimited ATM or in-person withdrawals.
  • Digital Banking Tools: Access your account online and in our mobile app. View transactions and balance, transfer funds, deposit checks, chat with a Customer Care rep, and more. 

Requirements of a Money Market Savings Account

Learn what is needed to open and maintain a Money Market account.

  • $100 minimum deposit to open
  • Make deposits at any time or set up direct deposit
  • Avoid the $12 monthly maintenance fee by maintaining a minimum balance of $1,000

Open A Money Market Savings Account

West Shore Bank has been Making a Difference Since 1898. For over a century, we have remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Bank with us in person or on the go! Visit one of our nine Michigan branches in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Apply now to open a money market savings account and get started on your savings goal today! 

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Putting you on the road to retirement.

We can help you customize an investment and wealth management plan unique to your assets, family values, and objectives.