Our Student Checking account is designed for students on the move!
Student Checking
.jpg)
Bank digitally anytime anywhere.
Enjoy a checking with robust digital banking tools to help you budget, pay and save.
Key Features
What are the Benefits of a Student Checking Account?
- No monthly maintenance fee
- No minimum balance requirements
- $10 minimum deposit to open
- Digital banking services include mobile deposit, bill pay, MoneyTracker budget tool, alerts, and Zelle®
- Free ATM/debit card with Extra Awards®
- Free WSB Touch mobile app available
- Enroll for e-statements (Paper statements available for $3 monthly)
- Automatically converts to a Simple Secure checking account after six years
- Must be 15 years or older
- Student ID, work permit, or valid driver’s license required
- Adult parent or guardian must be a joint owner if under age of 18
1Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply.
.png)
$10 minimum opening balance for a new Student Checking account and to obtain bonus. Student Checking does not earn interest. Adult parent or guardian must be a joint owner if under the age of 18. Account holder must enroll in digital banking and get a debit card to receive promotional deposit. Only new Student Checking accounts opened on or after 4/1/2025 and before 5/31/2025 will receive the promotional deposit. Your Student Checking account must remain open for 30 days in order to receive the $25 reward which will be credited to your qualified account on the business day following the 31st day after this requirement has been met. Products and services require enrollment. Other terms and conditions apply. *Data charges may apply.
FAQs
What are the key features of the Student Checking Account at West Shore Bank?
Our Student Checking Account is tailored for students on the go! It features no monthly maintenance fees, no minimum balance requirements, and a low $10 minimum deposit to open. You’ll also enjoy free digital banking services, including mobile deposit along with access to budgeting tools like MoneyTracker.
How can I open a Student Checking Account with West Shore Bank?
Opening a Student Checking Account is easy! You can apply online or visit your local West Shore Bank branch. Just ensure you have a student ID, work permit, or valid driver’s license, and if you're under 18, an adult parent or guardian will need to be a joint owner.
Are there any fees associated with the Student Checking Account?
No, there are no monthly maintenance fees or minimum balance requirements for our Student Checking Account. However, if you choose to receive paper statements, there is a $3 monthly fee for that service.
What digital banking services are included with the Student Checking Account?
You’ll have access to a full suite of digital banking tools, including mobile deposit and account alerts to help you stay on top of your finances. Use our MoneyTracker budgeting tool to manage your spending, or set savings goals and automatically build your balance with the Saving Center.
Can I use Zelle with my Student Checking Account?
Absolutely! Your Student Checking Account includes Zelle, making it easy to send and receive money quickly and securely from your mobile device.
Do I need to maintain a minimum balance in my Student Checking Account?
No, there are no minimum balance requirements for our Student Checking Account, allowing you to manage your money freely without the pressure of maintaining a specific balance.
What identification do I need to open a Student Checking Account?
To open a Student Checking Account, you’ll need to provide a student ID, work permit, or valid driver’s license. If you’re under 18, an adult parent or guardian must be a joint owner on the account.
Is there a free ATM/debit card available with the Student Checking Account?
Yes! You will receive a free ATM/debit card with your Student Checking Account, along with access to our Extra Awards® program, allowing you to earn rewards on your purchases.
How do I contact customer service for my Student Checking Account?
You can reach our friendly customer service team by calling (888) 295-4373 or via chat in your digital banking dashboard or WSB Touch app. We’re here to assist you with any questions or concerns regarding your Student Checking Account or any of our services.
What are the local benefits of banking with West Shore Bank in Ludington, MI?
By banking with West Shore Bank in Ludington, Michigan you’re supporting a community-focused institution that has proudly served customers for over a century. We’re dedicated to helping our local community thrive, offering personalized banking services tailored to your needs.
How can I enroll in e-statements for my Student Checking Account?
Enrolling in e-statements is simple! You can do this through your digital banking profile. E-statements are a convenient way to keep track of your account without the hassle of paper statements.
.png)
West Shore Bank Scholarships
Encouraging the future leaders and difference makers in the communities we serve.