$250 Instagram Follow-Us Contest

Enter West Shore Bank’s $250 Instagram Follow-Us Contest! Follow us on Instagram for your chance to win a $250 gift card. Official rules, eligibility, and entry details available here.

It’s as easy as follow, like, win!

Join West Shore Bank’s $250 Instagram Follow-Us Contest! It’s simple: follow us on Instagram and you’re entered for a chance to win a $250 Visa® Gift Card.

Check out the official rules below for full details on eligibility, entry, and prize information. The contest is open to legal residents of the fifty (50) United States who are 18 and older. Don’t miss your chance—follow us by Wednesday, December 31, 2025. to be included in the contest.













 
 




Promotion Terms & Conditions

No purchase is necessary to win, and making a purchase will not improve the chance of winning. The promotion is open only to legal residents of the fifty (50) United States who are 18 years of age or older. Void where prohibited by law. Employees, directors and officers, and their immediate families (spouse, parents, children, siblings, and their respective spouses, regardless of where they reside), and their respective household members, whether or not related, of West Shore Bank, and affiliated companies are not eligible to enter. The Contest is subject to all applicable federal, state, and local laws and regulations.

To enter, follow West Shore Bank on Instagram (@westshorebank).  By entering, you confirm that you satisfy the eligibility requirements.

Contest runs from 8:00 AM EDT on Wednesday, October 1, 2025, through 11:59 PM EDT on Wednesday, December 31, 2025 (the “Contest Period"). Entries must be received no later than 11:59 PM EDT on Wednesday, December 31, 2025.

One (1) entry per person/Instagram account.  Use of any automated system to participate is prohibited and will result in disqualification. West Shore Bank is not responsible for lost, incomplete, damaged, illegible, late, or misdirected entries, errors in mechanical transmission, technical difficulties, or inability to transmit internet entries. In the event of a dispute as to any entry, the authorized account holder of the Instagram account used to enter the Contest will be deemed to be the entrant. The “authorized account holder” is the natural person assigned an Instagram account by Instagram. Potential winners may be required to show proof of being the authorized account holder.

A potential prize winner's eligibility is subject to verification by Sponsor, whose decisions are final and binding on all matters related to this Contest. Subject to eligibility verification and compliance with these rules, the winner drawn wins a $250 Visa gift card. The prize is non-transferable, non-negotiable, and not redeemable for credit or merchandise. The winner may receive the $250 Visa gift card via mail or in person at any West Shore Bank branch during normal business hours, Monday-Friday 9:00 AM-5:00 PM ES. Winner may be required to show proof of identity and eligibility and sign a prize acceptance form when picking up their prize. Winner assumes all applicable tax liability for their prize, including all federal, state, and local taxes. Winners will be required to complete an IRS form W-9. West Shore Bank reserves the right to withhold the prize until a completed form W-9 is received. Prize is awarded "as is" without any warranty or guarantee, either express or implied by West Shore Bank. The prizes are non-transferable, non-negotiable, and not redeemable for credit or merchandise. 

On or about 9:00 AM EDT Monday, January 5, 2025, West Shore Bank will randomly select a winner from all eligible entries, subject to verification and compliance with the rules. The winner of the $250 Visa gift card will be notified via a Direct Message (DM) to the Instagram account used to enter the Contest. If an entrant selected as the winner cannot be reached after ten (10) days, is found to be ineligible, or otherwise fails to comply with these official rules, that entrant shall be disqualified and an alternate winner may be selected at random from among remaining entries. West Shore Bank is not responsible for a winner’s failure to answer or respond to the DM. The odds of winning depend on the number of eligible entries received.

By participating, you agree to be fully and unconditionally bound by these rules, and you represent and warrant that you meet the eligibility requirements. Entrants agree West Shore Bank has the sole right to decide all matters and disputes arising from this Contest and that its decision is final and binding. ANY ATTEMPT TO DAMAGE OR UNDERMINE THE FAIR AND LEGITIMATE OPERATION OF THIS CONTEST WILL RESULT IN DISQUALIFICATION FROM THE CONTEST. Contest rules shall be governed and enforced pursuant to Michigan law, excluding choice of law provisions. Receiving the prize is contingent upon compliance with these Official Rules.

Except where prohibited by law, all entrants agree to allow use of their name, voice, photograph, likeness, and any information provided on entry form, in any medium of communication, including print, internet, radio and/or television and for any purpose, including trade, advertising, promotional or other purposes, by West Shore Bank and/or its affiliates, without additional compensation.

Winner, by acceptance of their prize, agrees to release, indemnify and hold harmless West Shore Bank, its affiliates, and each of their employees, representatives, contractors, sponsors and advertisers, from any and all liability, loss, damage, costs or claims related to any allegation regarding the award of, the receipt of, or the use of their prize. West Shore Bank is not responsible for personal injury of any prize winner incurred in connection with the use of their prize. Winner may be required to execute an affidavit of eligibility and release of liability prior to receiving their prize. If for any reason an entrant’s entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, entrant’s sole remedy is another entry. No more than the slated number of prizes will be awarded. This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook, Twitter, Instagram and any other social media platform. Each entrant and the prize winner forever releases and holds harmless West Shore Bank, Facebook, Twitter, Instagram and any other social media platform and their respective affiliated persons from any liability or claims made by such entrant or prize winner in any way related to participation in this contest. 

The winner will be contacted by West Shore Bank via DM to the Instagram account used to enter the Contest. You may also send a request for the winner’s name by sending a stamped, self-addressed envelope after Wednesday, December 31, 2025, to: Attention: Marketing Department – West Shore Bank, Instagram Follow Contest, 400 E. Eighth Street, Traverse City, MI 49685. Requests for the winner's name must be received by Wednesday, December 31, 2025, by accepting the prize, winner grants West Shore Bank a royalty-free license to publish the winner's name on West Shore Bank a various social media platforms.

Contest is sponsored by West Shore Bank, at 201 W. Loomis Street, Ludington, MI 49431.

If for any reason, the internet-related portion of this contest is not capable of running as planned, including infection by computer virus, tampering, fraud, technical failure, or any other cause which corrupts or threatens the administration, security or integrity of the contest, West Shore Bank a reserves the right, in its sole discretion, to terminate or suspend the contest or any portion of the contest. West Shore Bank a is not responsible for internet crashes or slowdowns caused by network congestion, viruses, sabotage, satellite failures, phone line failures, electrical outages, natural disasters or acts of man. 

West Shore Bank will not share information received with any third-party vendors. This contest will not be published without the written permission of West Shore Bank.

By entering, entrant understands and voluntarily consents to receive promotional and marketing communications from West Shore Bank, subject to its respective privacy policy, which can be found here. You may request to opt out of the sale or sharing of personal information or to limit the use of your sensitive personal information collected and held by West Shore Bank. Changing your privacy choices and/or choosing not to share all or certain information will not affect your odds of winning a prize.