Business Checking

Funds are tight when your business is growing—give yourself some breathing room with checking that keeps things affordable. 
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Simplify your Business Banking.

West Shore Bank's Business Checking accounts are a simplified solution for any company.


Key Features

No fee icon
No Monthly Service Fee
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Free Digital Banking1
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Contactless Debit Card 




What is a Business Checking Account? 

With a business checking account you can receive:
  • No Monthly Service Fee
  • No Minimum Balance Requirements
  • EMV Chip Debit Card
  • 150 free transactions per month; 30¢ per item thereafter
  • Free consultation on investment, retirement and estate planning2

Integrate your Business Checking with Autobooks

Autobooks is a complete accounting solution for your small business in Michigan. Send professional invoices to your customers and receive payments directly into your business checking account. 

Visit our Autobooks page to learn more about this powerful small business solution.

Open a Business Checking 

West Shore Bank has been Making a Difference Since 1898. For over a century, we have remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Bank with us in person or on the go! Visit one of our nine Michigan branches in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Open a Business Checking Account(Opens in a new Window) and enjoy all the digital services you want with your business checking, such as digital banking and treasury management services.
 
1Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply.
2 Not FDIC Insured. No Bank Guaranteed. May Lose Value.






FAQs

At West Shore Bank, our Business Checking Accounts are designed to support your growth. Enjoy no monthly service fee, no minimum balance requirements, and an contactless debit card. Plus, you can process up to 150 transactions for free each month, ensuring your banking is as efficient as possible.

Integrating your Business Checking Account with Autobooks is seamless! This complete accounting solution allows you to send professional invoices and receive payments directly into your account, making your business banking experience in Michigan even easier.

Yes, with our Business Checking Account, you receive 150 free transactions per month. After that, a fee of 30¢ per item applies. This structure helps you manage costs while keeping your banking straightforward.

No, there is no monthly service fee for our Business Checking Accounts. We believe in making banking affordable for all businesses, allowing you to focus on what matters most—growing your company.

We proudly serve our community with nine branches located in Ludington Main, Ludington East, Frankfort, Hart, Manistee Parkdale, Manistee South, Onekama, Scottville, and Traverse City. Visit us in person for personalized service and support tailored to your business needs.

Absolutely! Our Business Checking Accounts come with free digital banking services, allowing you to manage your finances conveniently online. Whether at home or on the go, you can easily access your account anytime.

In addition to our Business Checking Accounts, we offer a variety of services including business loans, treasury management, and investment planning. We are committed to supporting local businesses in Michigan with tailored financial solutions.

Opening a Business Checking Account is easy! Visit a branch near you or contact our Customer Care team at (888) 295-4373. Our team is here to guide you through each step and answer any questions you may have.

Yes, your funds are safe with us! West Shore Bank is FDIC-insured, meaning your deposits are backed by the full faith and credit of the U.S. Government. Your financial security is our top priority. FDIC bank insurance automatically protects depositors up to $250,000 per depositor, per insured bank, and per ownership category in the event of a bank failure.  

What sets us apart is our commitment to the local community. Since 1898, we've been dedicated to helping the people and businesses along the lakeshore thrive. Our personalized service and community-focused approach make us your trusted banking partner.

Yes! As a Business Checking Account holder, you are entitled to a free consultation on investment, retirement, and estate planning. Our experienced team is here to help you make informed financial decisions.











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Funding dreams for small businesses. 

We offer a variety of business loans to suit different types of needs. From healthcare and education to tourism, local governments, manufacturing, and more–West Shore Bank works with Michigan businesses of all sizes and from all industries.