Business Analyzed Checking is the best account for businesses that make a large number of transactions each month and want to maximize earnings.
Business Analyzed Checking
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High volume business checking.
Earn credit based on your account balance and enjoy free investment, retirement, and estate planning services.
Key Features
Earnings Credit
Free Digital Banking1
EMV Chip Debit Card
What is a Business Analyzed Checking Account?
With a business analyzed checking account you can receive:
- Monthly fee of $10 with check images or $7 with check safekeeping
- Transaction fees:
- 20¢ per credit
- 15¢ per debit
- 12¢ per deposited item
- EMV Chip Debit Card
- Receive an earnings credit to offset or minimize monthly fees incurred2
- Free consultation on investment, retirement and estate planning3
Integrate your Business Analyzed Checking with Autobooks
Autobooks is a complete accounting solution for your small business in Michigan. Send professional invoices to your customers and receive payments directly into your business checking account.
Visit our Autobooks page to learn more about this powerful small business solution.
Open a Business Analyzed Checking Account
West Shore Bank has been Making a Difference Since 1898. For over a century, we have remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Bank with us in person or on the go! Visit one of our nine Michigan branches in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.
Open a Business Analyzed Checking Account(Opens in a new Window) and enjoy all the digital services you want with your business checking, such as digital banking and treasury management services.
1Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply.
2Monthly earnings credit paid on average collected balance.
3 Not FDIC Insured. No Bank Guaranteed. May Lose Value
FAQs
What is a Business Analyzed Checking account and who is it for?
A Business Analyzed Checking Account at West Shore Bank is tailored for businesses that handle a high volume of transactions each month. This account allows you to earn credit based on your balance while providing essential digital banking services, making it ideal for local businesses.
What are the fees associated with the Business Analyzed Checking account?
The monthly fee for a Business Analyzed Checking Account is $10 if you choose check images or $7 with check safekeeping. Additionally, transaction fees apply: 20¢ per credit, 15¢ per debit, and 12¢ per deposited item.
Can I offset the monthly fees with an earnings credit?
Yes, with your Business Analyzed Checking Account, you can receive an earnings credit based on your average collected balance, helping to offset or minimize the monthly fees.
What additional services come with the Business Analyzed Checking account?
Along with the checking features, this account includes free consultations on investment, retirement, and estate planning services, ensuring you have access to valuable financial guidance.
How do I open a Business Analyzed Checking account at West Shore Bank?
Opening a Business Analyzed Checking Account is simple! You can visit one of our nine locations throughout Michigan.
Is there a mobile banking option available for this account?
Absolutely! Our Business Analyzed Checking Account offers free digital banking services, allowing you to manage your finances conveniently through our mobile app.
What type of businesses benefit most from a Business Analyzed Checking account?
Businesses that experience a high volume of transactions each month, such as retail shops, service providers, and local contractors, will find the Business Analyzed Checking Account particularly beneficial.
Are there any educational resources available for managing my finances?
Yes, West Shore Bank provides resources for financial wellness and education, ensuring you have the tools needed to make informed decisions about your banking and financial planning.
What support does West Shore Bank offer to local businesses?
West Shore Bank is committed to supporting local businesses by providing tailored banking solutions, community involvement, and access to various loan options to help your business thrive.
How can I contact West Shore Bank for more information?
You can reach out to us at (888) 295-4373 or visit our website to find additional contact options and resources tailored for your banking needs.
What are the transaction limits for the Business Analyzed Checking account?
There are no specific transaction limits on the Business Analyzed Checking Account, making it suitable for businesses with high transaction volumes.
How can I get assistance if I have questions about my account?
If you have any questions or need assistance with your Business Analyzed Checking Account, our friendly staff is always here to help. Feel free to chat with us within digital banking, visit your local branch,or contact us directly at (888) 295-4373.
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Funding dreams for small businesses.
We offer a variety of business loans to suit different types of needs. From healthcare and education to tourism, local governments, manufacturing, and more–West Shore Bank works with Michigan businesses of all sizes and from all industries.