USDA Loans

West Shore Bank is proud to be a USDA mortgage lender along the lakeshore. 
house surrounded by grass

USDA Rural Development Loans

If you live in an eligible rural or suburban area, a USDA Rural Housing Loan offers a no-down payment home loan to buy a house.











Apply for a USDA Home Mortgage with West Shore Bank!


West Shore Bank's mortgage lenders are based in your Northern Michigan and West Michigan communities along the lakeshore. All decision-making and loan processing is done locally. With attentive, friendly service from start to finish, West Shore Bank can help you find the home loan solution that is right for you. Apply for a USDA Rural Development loan online or visit one of our nine locations in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.



























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Get more control over your accounts, budget and financial goals. 


Pay your loans easier with a West Shore Bank checking account.