More sources of revenue are always a good thing for a growing business. Cash in on your checking account balance with competitive, tiered interest rates that reward higher balances.
Business Interest Checking
.jpg)
Earn interest on your business checking.
With a Business Interest Checking Account you can boost your cash flow with interest earned on higher balances.
Key Features
Competitive Interest
Free Digital Banking1
Contactless Debit Card
What is a Business Interest Checking Account?
With a business interest checking account you can receive:
- Monthly fee of $15 with check images or $12 with check safekeeping, waived with minimum daily balance of $5,000
- No Minimum Balance Requirements
- EMV Chip Debit Card
- 250 free transactions per month; 30¢ per item thereafter
- Free consultation on investment, retirement and estate planning
- Tiered interest, rewarding larger balances with higher rates
Integrate your Business Interest Checking with Autobooks
Autobooks is a complete accounting solution for your small business in Michigan. Send professional invoices to your customers and receive payments directly into your business checking account.
Visit our Autobooks page to learn more about this powerful small business solution.
Open a Business Interest Checking Account
West Shore Bank has been Making a Difference Since 1898. For over a century, we have remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Bank with us in person or on the go! Visit one of our nine Michigan branches in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.
Open a Business Interest Checking Account and enjoy all the digital services you want with your business checking, such as digital banking and treasury management services.
1Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply.
FAQs
What are the benefits of a Business Interest Checking account with West Shore Bank?
A Business Interest Checking Account at West Shore Bank offers competitive, tiered interest rates that reward higher balances, helping to boost your cash flow. You'll enjoy features like a contactless debit card, 250 free transactions per month, and no minimum balance requirements, making it a great choice for your business in Michigan.
How can I avoid monthly fees on my Business Interest Checking account?
You can waive the monthly fee of $15 or $12 with check safekeeping by maintaining a minimum daily balance of $5,000. This flexibility allows you to manage your finances effectively while minimizing costs.
Is there a limit on transactions with a Business Interest Checking account?
Yes, with a Business Interest Checking Account, you receive 250 free transactions per month. After that, there is a 30¢ fee for each additional transaction, which supports the needs of your growing business
Can I earn interest on my Business Interest Checking account?
Absolutely! Our Business Interest Checking Account provides tiered interest rates that increase with higher balances, so you can earn interest while keeping your funds readily accessible.
How do I set up my Business Checking account?
Setting up your Business Interest Checking Account is easy! You can visit one of our nine branches in Michigan or start the process online. Our friendly team is here to assist you with any questions you may have.
What is Autobooks and how doe sit integrate with my Business Interest Checking account?
Autobooks is a complete accounting solution designed for small businesses. It allows you to send professional invoices and receive payments directly into your Business Interest Checking Account, simplifying your financial management.
Are there any consulting services available with a Business Interest Checking account?
Yes! With your Business Interest Checking Account, you are entitled to free consultations on investment, retirement, and estate planning, giving you access to expert financial advice.
How does West Shore Bank support local businesses?
West Shore Bank is committed to supporting local businesses in Michigan. We offer a variety of business loans and services tailored to meet the unique needs of our community, helping you thrive.
What should I do if I need assistance with my Business Interest Checking account?
If you need assistance, feel free to contact our customer service team at (888) 295-4373 or visit one of our local branches in Ludington or surrounding areas. We're here to help you with all your banking needs!
Is there a physical branch near me for in-person banking?
Yes! West Shore Bank has several branches in Michigan, including locations in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, and Traverse City, making it easy for you to bank in person.
What is the process for transitioning my business checking to West Shore Bank?
Transitioning your business checking account to West Shore Bank is simple. Our team will guide you through the process, ensuring a smooth transition while minimizing disruptions to your business operations.
Why should I choose West Shore Bank for my business banking needs?
Choosing West Shore Bank means partnering with a community-focused institution that has been serving Michigan since 1898. We prioritize your financial security and are dedicated to helping your business thrive.
.jpg)
Funding dreams for small businesses.
We offer a variety of business loans to suit different types of needs. From healthcare and education to tourism, local governments, manufacturing, and more–West Shore Bank works with Michigan businesses of all sizes and from all industries.