Compare Business Checking Accounts

Compare business checking accounts from your local bank in Michigan. West Shore Bank has been making a real difference since 1898 and is committed to help make business happen.

That’s why West Shore Bank offers five business checking accounts to meet the needs of local businesses and organizations of all sizes. If you want quality service with a personalized touch, compare our commercial checking accounts in Michigan. You can open a new account online or visit one of our nine locations from Hart to Traverse City.

All accounts include:
A debit card, access to digital banking, the capability to send professional invoices and receive digital payments with Autobooks.


Key Features

mobile tablet icon
Free Digital Banking1 
Open door sign icon
Send invoices and accept payments from customers
Credit card icon
EMV Chip Debit Card 

Business Checking

Best for organizations with relatively low balance and transaction volume.

  • $200 minimum opening deposit
  • 150 free items per month; 30¢ per item thereafter
  • Reduced monthly fee with qualifier
  • Free consultation on investment, retirement and estate planning
  • $0 Monthly Service Fee

Business Interest Checking

Best for organizations with higher balances and want to earn interest.

  • $200 minimum opening deposit
  • Competitive interest on balances of $5,000 or more
  • Tiered interest, rewarding larger balances with higher rates
  • 250 free items per month; 30¢ per item thereafter
  • Monthly Fees:
  1. $15 with check images
  2. $12 with check safekeeping
  3. Avoid monthly fee by maintaining a minimum daily balance of $5,000

Business Analyzed Checking

Organizations with large transaction volumes that want to maximize earnings.

  • $200 minimum opening deposit
  • 20¢ per credit; 15¢ per debit
  • 10¢ per deposited item*
  • Unlimited monthly transactions at low per-item fees
  • Monthly service charge of $7 ($10 with check imaging)
  • Receive an earnings credit to offset or minimize monthly fees incurred2
  • Free consultations on investment, retirement and estate planning

Business Venture Checking

Designed to meet the needs of sole proprietors, nonprofits, and municipalities.

  • $200 minimum opening deposit
  • Tiered interest on balances over $600
  • Monthly service charge of $12 ($15 with check imaging)
  • Avoid monthly fee by maintaining minimum daily balance of $600
  • Free consultation on investment, retirement and estate planning

Interest on Lawyers Trust Account (IOLTA)

Exclusively for attorneys and law firms that maintain escrow funds for clients.

  • $50 minimum opening deposit
  • No minimum balance
  • No monthly maintenance fee
  • Unlimited transactions
  • Tiered interest rate















1Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply.
2Monthly earnings credit paid on average collected balance.













woman smiling

Saving options for your business, saves you. 

Choose from six business savings accounts to meet your business and municipal savings goals, including retirement accounts for employees and self-employed individuals.