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Rhythm & Dunes
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Deposit funds quickly and conveniently with merchant deposit capture.

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Business analyzed Checking

This is the best account for your business if you make a large number of transactions each month and want to maximize earnings.
Key features:

  • Unlimited check writing
  • Pays monthly earnings credit on average collected balance which is used to reduce fees
  • No per item or monthly service fees for non-profits, public funds and customers with either an Insured Municipal Savings or Insured Cash Management Savings account
  • Cash Management Sweep option available
  • No annual ATM card or debit card fees
  • Free investment, retirement and estate planning


  • $200 minimum to open
  • Monthly service charge of $7 ($10 with check imaging)
  • Other fees: $0.15 per debit, $0.20 per credit, $0.10 per deposited item

Retail Locations: Ludington Downtown  |  Ludington East  |  Hart  |  Scottville  |  Manistee South  |  Manistee Parkdale  |  Onekama  |  Frankfort  |  Quick Cash ATMs