Meet Our Mortgage Lenders

Looking for a mortgage along the lake shore in Michigan? Apply online or contact one of our mortgage lenders today.

Close on your dream home faster, with local lending.

We listen and take the time to consider your needs, giving you the expertise to guide you through the mortgage journey. We're local and we have a deep-rooted understanding of our community and the local market.

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Dave Durbin
MLO# 137998

Mortgage & Consumer Lending

Traverse City
231-346-1518

Apply with Dave

View Dave's Bio

Linda Royal
MLO# 674860

VP Mortgage Lending
Traverse City
231-346-1517

Apply with Linda

View Linda's Bio

Chris Griffin
MLO# 197694

Mortgage & Consumer Lending
Ludington
231-845-3500

Apply with Chris

View Chris's Bio

Mary Kaye Wilkosz
MLO# 681377

VP Mortgage & Consumer Lending

Manistee

231-723-1800

Apply with Mary Kaye

View Mary Kaye's Bio

Jim Virden
MLO# 770861

AVP Mortgage & Consumer Lending
Ludington

(231) 845-3594

Apply with Jim

View Jim's Bio

Maxwell Monton
MLO# 1889865

Mortgage & Consumer Lending
Ludington

(231) 845-3594

Apply with Maxwell

View Max's Bio

Dave Durbin

Mortgage & Consumer Lending, MLO# 137998 - Traverse City

Dave grew up in Roscommon and went on to receive his bachelor's degree from Central Michigan University. He began his career as program director of what would become Michigan’s largest cardiac rehab program.

Dave Durbin joined West Shore Bank with 16 years of experience as a mortgage broker. Eleven of those years were spent with his own company. Extensive knowledge of lending guidelines and loan programs are just some of the attributes Dave brings to the Bank.

In his spare time, Dave enjoys hiking, cross-country skiing, playing guitar and singing in his local Traverse City band and trips to the upper peninsula. His life’s grand adventure would be to build a cabin for grade school kids to experience the outdoors on the vacant lot next to his upper peninsula cabin.

Linda Royal

VP Mortgage Lending, MLO#674860 - Traverse City

Linda has worked in the mortgage industry for over twenty years. She takes a great deal of pride in her work in residential lending, and enjoys guiding her clients as they purchase, build, and refinance their homes. Linda strives to craft unique lending solutions that best fit the needs of her clients.

A lifelong resident of Traverse City, Linda enjoys time spent with her family and two pet pugs. She is actively involved in the community and serves as a board member for the Woman’s Council of Realtors, an organization within TAAR. She also volunteers her time with Child & Family Service, Salvation Army, and the Traverse City Film Festival.

Chris Griffin

Mortgage & Consumer Lending, MLO#197694 - Ludington

Chris has over fifteen years of banking experience with West Shore Bank serving as a branch manager, retail banking officer, and mortgage lender in the Hart and Ludington offices.

Chris understands the homebuying process can be stressful and works hard to make the financial process of obtaining a mortgage as effortless as possible. His dedication, strong work ethic, and willingness to go the extra mile to find the best loan program for his customers and their situation have resulted in him helping hundreds of homeowners purchase and refinance homes.

Chris was born and raised in Oceana County and has called Michigan home his entire life. Prior to entering the banking industry Chris was a PGA golf professional at various courses throughout West Michigan. When he’s not hard at work you can you can find him spending time with his family, hunting, fishing, or on a golf course somewhere.

Chris is involved in the community as a member of the Hart Rotary Club as well as past-president and current Secretary of the Shelby Optimist Club.

MLO#197694

Mortgage & Consumer Lending
Ludington Office

Mary Kaye Wilkosz

VP Consumer & Mortgage Lender, MLO# 681377 - Manistee

Mary Kaye was born and raised in Manistee and she has over thirty-nine years of banking and mortgage lending experience in Manistee County. She is the co-founder of Professional Ladies of Manistee (PLM) and current Board Member of the Manistee County Council on Aging and past Board Member of the Home Builders Association of West Michigan. Previously, she has been a cabinet member for the United Way Campaign, Board President of the Manistee Chamber of Commerce and Love, Inc.

Mary Kaye is a current member of the Manistee, Oceana, Mason County Board of Realtors also serves on the Manistee Sleighbell Committee and a Commission Member of the Neighborhood Restoration and Beautification Commission. She strives to offer excellent customer service and she enjoys helping her clients understand the variety of available options to meet their specific needs. In her free time, Mary Kaye enjoys spending time with her family and friends at the beach or boating, walking her teacup Yorkies Gladia and Isabella, and working on remodeling projects at home.

Jim Virden

AVP Mortgage & Consumer Lending, MLO#770861 - Ludington

Jim has over eighteen years of banking experience at West Shore Bank and has been involved in retail and mortgage lending for his entire career. Jim is a member of the Spectrum Health Ludington Hospital Foundation and is a Board member of the Chamber Alliance of Mason County.

Jim is a lifelong resident of Mason County, graduating from Mason County Central in 1998. After graduating high school, Jim went on to get a bachelor’s degree from Olivet College. When Jim isn’t helping clients, he enjoys spending time with his family. Jim has been married for 11 years to his wife, Stefanie. They have one son (JJ) and two Goldendoodles.

Maxwell Morton

Mortgage & Consumer Lending, MLO#1889865 - Ludington

Born and raised in the beautiful lakeshore town of Ludington, Michigan, Maxwell understand the value of community and the desire to build roots in a place you love. After graduating from Concordia University, Maxwell embarked on a career path to empower others to achieve their dream of homeownership.

For four years, Maxwell proudly served as a Mortgage Loan Officer at Rocket Mortgage. In this role, he guided hundreds of families through the mortgage process, ensuring they secure the loan that best suits their unique financial needs and goals. He takes pride in his dedication to providing exceptional customer service, clear communication, and a streamlined mortgage experience.

Outside of work at West Shore Bank, he enjoys staying active with regular workouts, spending quality time with loved ones, and hitting the lakes whenever possible. I believe in fostering strong connections and building lasting relationships, both personally and professionally.

Whether you're a first-time homebuyer looking for guidance or a seasoned homeowner considering a refinance, Maxwell is committed to providing you with the expertise and support you need to navigate the mortgage journey with confidence. Let's talk about your home financing goals and turn your dream into reality.

Meet Our Mortgage Lenders

Close on your dream home faster, with local lending.

Dave DurbinMLO# 137998

Linda RoyalMLO# 674860

Chris GriffinMLO# 197694

Mary Kaye WilkoszMLO# 681377