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Stow away funds for tomorrow—but keep them close at hand for anything life might bring. Get started with a $100 deposit. Money Market offers a higher interest rate than with regular savings.

Key Features

  • Tiered Interest
  • Direct Check Writing
  • Digital Banking

Do you currently have an account with West Shore Bank?

Benefits of a Money Market account

This type of personal savings account offers the liquidity of a checking account with the interest-bearing benefit of a savings account.

  • FDIC-insured: Safe place to deposit your money with funds insured up to $250,000
  • Tiered Interest Rate: The higher your balance, the higher your interest rate
  • No Monthly Fees: Avoid the monthly maintenance fee with a minimum $1,000 balance
  • Access to Funds: 6 electronic, check, or other debits allowed per month; unlimited ATM or in-person withdrawals
  • Digital Banking Tools: Access your account online and in our mobile app. View transactions and balance, transfer funds, deposit checks, chat with a Customer Care rep, and more. 

Requirements of a Money Market Savings Account

Learn what is needed to open and maintain a Money Market account.

  • $100 minimum deposit to open
  • 6 electronic withdrawals, or other debits allowed per month: unlimited ATM or in-person withdrawals
  • Make deposits at any time or set up direct deposit
  • Avoid the $12 monthly maintenance fee by maintaining a minimum balance of $1,000

Open A Money Market Savings Account

West Shore Bank has been Making a Difference Since 1898. For over a century, West Shore Bank has remained committed to helping the people and businesses in Michigan improve their financial well-being. Visit one of our nine locations in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Apply now to open a money market savings account and enjoy all our digital services such as online banking, mobile banking, digital wallet, Zelle, and our MoneyTracker budgeting and financial planning tool.