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Pay the future you for all of your hard work. Start saving today to make the most from the competitive interest and other benefits. An Individual Retirement Account (IRA) is a tax-advantaged retirement savings account.

Key Features

  • Competitive Interest
  • No Monthly Fees

Types of IRAs

  • Traditional IRA: Contribute pre-tax dollars up to the annual limit. Earn interest on your IRA balance. Withdrawals in retirement are taxed.
  • Roth IRA: Make after-tax contributions up to the annual limit. Enjoy tax-free earnings and withdrawals.
  • Coverdell ESA: A type of education savings account that offers tax-free withdrawals for qualified education expenses. Earn interest on your funds to help pay for your child’s future education.

Open An IRA!

Since 1898, West Shore bank has e remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Visit one of our nine locations in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Apply now to open an IRA account in Michigan! 



1Consult a tax advisor.