Have some extra funds sitting around? Put them to good use with a CD—you’ll get a fixed rate and a guaranteed return. Choose from a variety of terms to suit your needs and goals.
- Competitive Interest
- No Monthly Fees
How does a CD work?
A Certificate of Deposit is a type of personal savings account. However, CDs require more commitment than a basic savings account. With a CD, you agree to a certain term length in advance. If you withdraw money before the end of your term, you may have to pay a penalty fee. In exchange for your commitment, you can earn a higher interest rate.
Open A CD Account
West Shore Bank has been Making a Difference Since 1898, committed to helping the people and businesses in Michigan improve their financial well-being. Visit one of our nine locations in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.
Apply now to open a CD account!
|Term||Minimum Balance* to Obtain APY||Interest Rate||APY|
|9 Months (checking account customers)*||$5,000||5.20%||5.30%|
|12 Month (checking account customers)*||$5,000||5.05%||5.15%|
|18 Months (checking account customers)*||$5,000||4.85%||4.94%|
* Requires a West Shore Bank Checking Account