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Rates Calculator

Have some extra funds sitting around? Put them to good use with a CD—you’ll get a fixed rate and a guaranteed return. Choose from a variety of terms to suit your needs and goals.

Key Features

  • Competitive Interest
  • No Monthly Fees

How does a CD work?

A Certificate of Deposit is a type of personal savings account. However, CDs require more commitment than a basic savings account. With a CD, you agree to a certain term length in advance. If you withdraw money before the end of your term, you may have to pay a penalty fee. In exchange for your commitment, you can earn a higher interest rate.

Open A CD Account

West Shore Bank has been Making a Difference Since 1898, committed to helping the people and businesses in Michigan improve their financial well-being. Visit one of our nine locations in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Apply now to open a CD account!

Please check back for future CD specials.