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Are you looking for a personal savings account in Michigan? For over a century, West Shore Bank has remained committed to helping the people of the lakeshore community improve their financial well-being. That’s why West Shore Bank offers seven personal savings accounts along the lakeshore to meet a variety of needs. If you want quality service with a personalized touch, compare our personal checking accounts in North Michigan and West Michigan. It’s easy to open a new account online or you can visit one of our nine locations from Hart to Traverse City. Browse our savings account options to find the right one for you.

Statement Savings

  • Set aside money for a wide range of personal needs or simply for a rainy day
  • Competitive interest
  • 6 electronic withdrawals allowed per month; unlimited ATM or in-person withdrawals
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Steady Saver

  • Save easily with automatic transfers from checking or savings
  • Fixed rates, higher than regular savings
  • Monthly transfer amount specified by you
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Christmas Club

  • Save throughout the year for the upcoming holiday season
  • Earn competitive interest
  • No monthly maintenance fee
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Money Market Savings

  • Enjoy flexibility with enhanced access to funds
  • Greater earnings than regular savings
  • Avoid the monthly maintenance fee by maintaining the minimum balance
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Certificates of Deposit (CDs)

  • Set aside for future savings goals
  • Competitive, fixed rate for length of term
  • Greater earnings than standard savings
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Individual Retirement Accounts (IRAs)

  • Retirement savings with tax advantages1
  • Earn competitive interest higher than regular savings
  • Available in traditional and Roth
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Health Savings Account (HSA)

  • Greater personal control over healthcare management and expenses
  • Prepare for qualified medical expenses
  • Earn tiered interest above standard savings on entire balance
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