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Do you need to buy a new or used vehicle, West Shore Bank can help! Enjoy competitive auto loan rates with quick, local decision making. At West Shore Bank, we’ve traveled the same roads for over 120 years—financing vehicles along the way. Talk to a friendly lender today.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions

How Does An Auto Loan Work?

Auto loans provide financing for your purchase of a new or used car, truck, or SUV. You can make a down payment or finance the entire cost of the purchase. Vehicle loans have a fixed interest rate and are secured by the value of the vehicle, which keeps interest rates competitive. Approval, loan terms, and rates depend on your credit history, income, and the age of the vehicle.

Benefits Of An Auto Loan From West Shore Bank

  • Get pre-approved to shop with confidence and avoid hassle at the dealership
  • Competitive interest rates on car loans for new and used vehicle purchases
  • Refinance your existing car loan to get a better rate and terms
  • No prepayment penalty
  • Fast, local decision-making in West Michigan and Northern Michigan

Apply For An Auto  Loan

West Shore Bank has been Making a Difference Since 1898. For over a century, we have remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Apply online for car loans or visit one of our ten locations along the lakeshore from Muskegon to Traverse City.