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Earn competitive, tiered interest while saving more — just meet one of the simple qualifiers to waive the monthly fee.

Key Features

  • Added Perks
  • Digital Banking
  • EMV Chip Debit Card

Do you currently have an account with West Shore Bank?

  • Checking with a wide variety of added perks – more than any other West Shore Bank account
  • Competitive interest on entire balance
    • Tiered interest, rewarding larger balances with higher rates
  • Waive the low $15 maintenance fee monthly with at least one qualifier:
    • Maintain a minimum daily account balance of $10,000
    • Have $25,000 in deposits with West Shore Bank2
    • Have a primary mortgage loan with West Shore Bank of $75,000 or more
  • Free eStatements available
  • Free digital banking services3
  • Free ATM/debit card with UChoose Rewards®
  • $100 minimum deposit to open

Enjoy the added perks:

  • Free annual investment review
  • One free box of specialty checks or 50% off all other styles once per year
  • Refunds on withdrawal fees for non-West Shore Bank ATMs, nationwide (up to $14 per statement cycle)
  • Premium interest rate on new certificates of deposit with term of 36 months or longer
  • 50% discount on one safe deposit box (where available)
  • Free cashier's checks or money orders
  • Loan processing fee waived on all new consumer loans ($150 value)
  • IDProtect® – identity theft monitoring and resolution service1, 4
  • Cellular telephone protection3
  • Debit and credit card registration – for one easy call to cancel and request replacement cards1
  • Debit Advantage™ buyer’s protection & extended warranty5
  • Accidental Death & Dismemberment Insurance5
  • $hopping Rewards™1
  • Travel and leisure discounts1
  • Family health discounts1 (This is NOT insurance)
Calculate My Service Charge

Do you currently have an account with West Shore Bank?

1Registration/activation required.

2Combined balance of all PERSONAL checking, savings, and CD's, excluding IRA's, Christmas Clubs, SteadySaver CDs, and Health Savings Accounts. Must be owner on all related accounts. Accounts may only be attached to one relationship.

3Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply.

4IDProtect service is a personal identity theft protection service available to personal checking account owners and their joint account owners. Service is not available to a "signer" on the account who is not an account owner. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Simple Secure Checking is not available to businesses, clubs, organizations, churches, and schools.

5Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Insurance products are not insured by FDIC or any Federal Government Agency: Not a deposit of or guaranteed by the bank or any bank affiliate.

Your service charge is estimated to be: $15

Enjoy the added perks:

  • One free box of specialty checks or 50% off all other styles once per year
  • Refunds on withdrawal fees for non-West Shore Bank ATMs, nationwide (up to $14 per statement cycle)
  • Premium interest rate on new certificates of deposit with term of 36 months or longer
  • IDProtect — identity theft monitoring and resolution service
  • More Perks

Open in Minutes

This is just an estimate. Please stop by your local branch for more information.