Compare Our Personal Accounts
For over a century, we have remained committed to helping the people in Michigan improve their financial well-being. That’s why we offer five personal checking accounts to meet a variety of needs. If you want quality service with a personalized touch, compare our personal checking accounts. It’s easy to open a new account online or you can visit one of our nine locations from Hart to Traverse City.
Simple Secure Checking
Learn MoreBest For
Added perks; Online banking
Features
- Includes some added perks
- Reduce the low maintenance fee with each qualifier
- No minimum balance requirements
- Free digital banking services1
- Identify theft protection, credit monitoring and other rewards
Monthly Service Fee
Reduce the low $10 maintenance fee by $2 monthly with each qualifier
Free online banking with bill pay?
Yes
Free debit card?
Free ATM/debit card with Extra Awards®
Minimum Opening Deposit
$50
Calculate Service Charge
Interest Secure Checking
Learn MoreBest For
Interest-bearing; Added perks
Features
- Competitive tiered interest on balances of $1,000 or more
- Includes a variety of added perks
- Reduce the low maintenance fee with each qualifier
- Free digital banking services1
- Identify theft protection, credit monitoring and other rewards
Monthly Service Fee
Reduce the low $7.50 maintenance fee by $1.50 monthly with each qualifier
Free online banking with bill pay?
Yes
Free debit card?
Free ATM/debit card with Extra Awards®
Minimum Opening Deposit
$100
Calculate Service Charge
Relationship Secure Checking
Learn MoreBest For
Interest-bearing; Added perks
Features
- Competitive tiered interest on entire balance
- Includes a wide variety of added perks – more than any other West Shore Bank account
- Waive the monthly fee with at least one qualifier
- Free eStatements included
- Free digital banking services1
- Identify theft protection, credit monitoring and other rewards
Monthly Service Fee
Waive the low $15 maintenance fee monthly with at least one qualifier
Free online banking with bill pay?
Yes
Free debit card?
Free ATM/debit card with Extra Awards®
Minimum Opening Deposit
$100
Calculate Service Charge
View All Accounts
1Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply.
Your service charge is estimated to be: $10
Enjoy the added perks:
- IDProtect — identity theft monitoring and resolution service
- Cellular telephone protection
- Debit and credit card registration
- $hopping Rewards
- More Perks
This is just an estimate. Please stop by your local branch for more information.
Your service charge is estimated to be: $7.50
Enjoy the added perks:
- One free box of specialty checks at account opening
- Refunds on withdrawal fees for non-West Shore Bank ATMs, nationwide (up to $7 per statement cycle)
- IDProtect — identity theft monitoring and resolution service
- Cellular telephone protection
- More Perks
This is just an estimate. Please stop by your local branch for more information.
Your service charge is estimated to be: $15
Enjoy the added perks:
- One free box of specialty checks or 50% off all other styles once per year
- Refunds on withdrawal fees for non-West Shore Bank ATMs, nationwide (up to $14 per statement cycle)
- Premium interest rate on new certificates of deposit with term of 36 months or longer
- IDProtect — identity theft monitoring and resolution service
- More Perks
This is just an estimate. Please stop by your local branch for more information.