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[email protected]
MLO# 681377
Office: (231) 309-6464 

Alt Phone: (231) 510-1555

Mary Kaye Wilkosz was born and raised in Manistee and she has over 39 years of banking and mortgage lending experience in Manistee County. Mary Kaye is the co-founder of Professional Ladies of Manistee (PLM) and current Board Member of the Home Builders Association of West Michigan and the Manistee County Council on Aging. Previously, she has been a cabinet member for the United Way Campaign, Board President of the Manistee Chamber of Commerce and Love, Inc. Mary Kaye is a current member of the Manistee, Oceana, Mason County Board of Realtors. She strives to offer excellent customer service and she enjoys helping her clients understand the variety of available options to meet their specific needs.

In her free time, Mary Kaye enjoys spending time with her family and friends at the beach or boating, walking her teacup Yorkies Gladia and Isabella, and working on remodeling projects at home.


I wish all my mortgage purchases or refinance experiences were handled by Mary Kaye Wilkosz and West Shore Bank. Mary Kaye and the West Shore crew were a delight to work with. They provided the type of service and attention to detail from the very first meeting to a very smooth closing, managing all the bumps in between. She made every interaction count, no matter how small. I would do business with Mary Kaye and West Shore Bank again.”

— Ed Horne

As a real estate agent, it is very important to me that all of my clients receive the best possible service, especially when it comes to financing the purchase of their next home. Over the last eight years, I have worked with many lenders – some good and others that offered not-so-pleasant experiences. The process with Mary Kaye Wilkosz is never short of excellent. Mary Kaye has always been not only the most consistent mortgage loan originator, but always keeps our customers well informed and makes their experience second to none. I will always recommend Mary Kaye Wilkosz any time someone needs to finance a real estate purchase.”

— Therran Ferguson, Associate Broker (Lighthouse Realty)