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Reinvest in your community with a free, interest-bearing municipal savings account that boosts your balance monthly. With our Insured Municipal Savings account, you can enjoy daily liquidity while reinvesting taxpayer funds in your local community.

Key Features

  • Competitive Interest
  • No Monthly Fees

What is a Municipal Savings Account?

With a Municipal Savings Account, you’ll enjoy flexibility and ease while earning a competitive rate of return on your funds.

  • Designed specifically for government entities only
  • Higher returns than savings account
  • Competitive, fixed rate for length of term
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • A wide range of terms available (from 14 days to 60 months)
  • Penalty for early withdrawal
  • $500 minimum deposit to open

Open an Insured Municipal Savings Account!

West Shore Bank has been Making a Difference Since 1898. For over a century, we have remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Visit one of our nine locations in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Apply now to get started witha Municipal Savings Account and enjoy access to Business Digital Banking services such as Bill Pay, Mobile Check Deposit, Autobooks, and more.