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Reinvest in your community with a free, interest-bearing municipal savings account that boosts your balance monthly. With our Insured Municipal Savings account, you can enjoy daily liquidity while reinvesting taxpayer funds in your local community.

Key Features

  • Competitive Interest
  • No Monthly Fees

What is a Municipal Savings Account?

With a Municipal Savings Account, you’ll enjoy flexibility and ease while earning a competitive rate of return on your funds.

  • Designed specifically for government entities only
  • Higher returns than savings account
  • Competitive, fixed rate for length of term
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • A wide range of terms available (from 14 days to 60 months)
  • Penalty for early withdrawal
  • $500 minimum deposit to open

Open an Insured Municipal Savings Account!

West Shore Bank has been Making a Difference Since 1898. For over a century, we have remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Visit one of our nine locations in Ludington, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Apply now to get started with a Municipal Savings Account and enjoy access to Business Digital Banking services such as Bill Pay, Mobile Check Deposit, Autobooks, and more.