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When traditional commercial financing isn’t an option, the SBA and West Shore Bank can still help you out with favorable loan terms. Learn more and get started today!

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions

What is an SBA Loan?

This type of small business loan is guaranteed by the U.S. Small Business Administration. By reducing the risk to lenders, small businesses can obtain the funding they need at affordable rates and terms.

How does an SBA Loan work?

The two most popular types of SBA Loans are:

  • 7(a) Loans: Short- and long-term working capital to purchase furniture, fixtures, supplies, and more. Can also be used to refinance current business debt.
  • 504 Loans: Long-term, fixed rate financing to purchase major fixed assets

Before applying for an SBA loan, you’ll need to gather the appropriate documents. West Shore Bank can help you complete your application and loan package before submitting it to the SBA.

Apply for a Small Business Loan!

West Shore Bank has been Making a Difference Since 1898. For over a century, West Shore Bank has remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. Visit one of our ten Michigan locations in Ludington, Muskegon, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Apply now for an SBA loan from the local bank that works hard to support your business! Talk to a business lender to learn more about our business lending options. 

1Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.