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If you’re a tax-exempt organization in Michigan—like a school district or local government unit—you may qualify for low-rate financing with low to no fees. Learn more about municipal loans for a wide range of expenses.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions

What does a municipal loan cover?

Municipal loans are used to fund public works projects such as:

  • Parks
  • Libraries
  • Bridges
  • Roads
  •  …and other infrastructure improvements!

Apply for a Municipal Loan!

West Shore Bank has been Making a Difference Since 1898. For over a century, West Shore Bank has remained committed to helping the people, businesses, and municipalities along the lakeshore to improve their financial well-being. Visit one of our ten Michigan locations in Ludington, Muskegon, Frankfort, Hart, Manistee, Onekama, Scottville, or Traverse City.

Apply now for a Municipal Loan from the local bank that works hard to support your municipal goals!