Business Loans
Is your business ready to grow and expand? West Shore Bank can help you make the next step happen with a commercial loan in Michigan. West Shore Bank offers a variety of business loans to suit different types of needs. From healthcare and education to tourism, local governments, manufacturing, and more–West Shore Bank works with Michigan businesses of all sizes and from all industries. If you want quality service with a personalized touch, compare our commercial loan options in along the lake shore. Apply for a new business loan online or visit one of our ten locations from Muskegon to Traverse City.
Commercial Real Estate Loans
- Competitive rates for the purchase, refinance, construction, or rehabilitation of commercial properties
- Available for owner-occupied or investment properties
- Repayment terms customized to fit your business's unique needs
Business Lines of Credit
- Competitive rates for a wide range of long-term or seasonal business needs
- Provides greater financial flexibility
- Repayment customized based on your business's unique needs
Small Business Administration (SBA) Loans
- Available for start-up businesses, as well as purchasing and refinancing existing businesses
- Government-assisted help for businesses that might otherwise have difficulty getting approved
- Special financing for qualifying businesses
Municipal Loans
- Competitive, fixed or variable rates for a wide range of expenses
- Repayment terms customized to fit your organization's unique needs
- Local decision-making and processing in Western Michigan
Business Term Loans
- Competitive, fixed or variable rates for a wide range of business expenses
- Repayment terms customized to fit your business's unique needs
- Local decision-making and processing in Western Michigan
Letters of Credit
- Provides guarantee on payments of large purchases to third parties
- Can replace need for costly insurance company performance bond
- Can also be used to guarantee a service
Equipment Loans
- Competitive rates for financing everyday operations
- Repayment terms customized to fit your business's unique needs
- Local decision-making and processing in Michigan
Working Capital Loans
- Competitive rates for all types of commercial equipment
- Repayment terms customized to fit your business's unique needs
- Local decision-making and processing in Michigan
Inventory Loans
- Competitive rates for the purchase of inventory
- Inventory loans are secured by the value of the products you purchase
- Local decision-making and processing in Michigan
Commercial Vehicle Loans
- Competitive rates for new or used business cars, vans, and trucks
- Secured by the value of your business’s vehicle(s)
- Local decision-making and processing in Michigan