Interest on Lawyers Trust Account (IOLTA)

• Generate funds to provide civil legal services for the poor
• Available at no cost to you, your clients, or the public
• Nominal interest is pooled to fund these services rather than go toward a monthly service fee
• No monthly maintenance fee
• No minimum balance to earn interest
• Interest earned is paid to the Michigan State Bar Foundation
• Free business digital banking
  • Send professional invoices, receive digital payment with Autobooks
• Free EMV business debit card

Autobooks lets you send digital invoices to customers, receive digital payments right into your checking account, and manage cash flow — all from inside West Shore Bank’s online and mobile banking.

Send digital invoices, accept electronic payments

Send customers a professional invoice or estimate right from your digital banking. For added flexibility, set up recurring invoices, payment/past due reminders, and sales tax rates. Prefer direct payment? Businesses and nonprofits are provided with a unique link to a secure payment form — which can then be shared with paying customers via text, email, or even pasted into a web page. All payments go directly into your checking account.

Get a complete small business solution, inside digital banking

Autobooks is so much more than just payment acceptance and invoicing. The full suite — available inside your digital banking — also includes financial reporting, payables, and accounting functionality. Best of all, you don’t have to spend endless nights learning how to use Autobooks. The user-friendly interface gives you everything you need to get your business up and running.

Stay on top of payment activity, manage cash flow

Maintaining a healthy cash flow is critical to the success of your small business. Our dashboard keeps you up to date on customer payments — quickly see who’s opened your invoices, who’s made a payment, and who still owes you money. You can also easily access more detailed reports such as vendor balances, profit and loss statements, and balance sheets. All reports automatically update behind the scenes, so you can focus on the bottom line.

Save money on processing fees 

Our processing rates will save you money versus expensive app providers — offering you the most reliable and cost-effective way to get paid directly into your checking account.

Learn More

Visit our Autobooks page to learn more about this powerful small business solution.