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Deposit funds quickly and conveniently with merchant deposit capture.

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West Shore Business Checking

This is the best account for your business if you make a large number of transactions each month (more than 150).
Key features:

  • Unlimited check writing
  • Pays monthly earning credit on average collected balance – can be used to reduce fees
  • No fees for non-profits, public funds and customers with an Insured Municipal Savings or Insured Cash Management Savings account
  • Cash Management Sweep option available for corporations – pays investment rate of return on excess checking balance (sweep account not FDIC insured)
  • No annual ATM card or debit card fees
  • Debit card earns $0.10 credit each time it is used instead of a check.


  • $200 minimum to open
  • Monthly service charge of $5 ($8 with check imaging)
  • Other fees: $0.15 per check, $0.20 per deposit ticket, $0.07 per deposited item

Locations: Ludington Downtown  |  Ludington East  |  Scottville  |  Fountain  |  Manistee South  |  Manistee Parkdale  |  Hart  |  Walkerville  |  Quick Cash ATMs