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Business analyzed Checking
This is the best account for your business if you make a large number of transactions each month.
- Unlimited check writing
- Pays monthly earnings credit on average collected balance – can be used to reduce fees
- No fees for non-profits, municipalities or customers with either an Insured Municipal Savings or Insured Cash Management Savings account
- Cash Management Sweep option available for corporations – pays investment rate of return on excess checking balance (sweep account not FDIC insured)
- No annual ATM card or debit card fees
- Debit card earns $0.10 credit each time it is used instead of a check.
- $200 minimum to open
- Monthly service charge of $7 ($10 with check imaging)
- Other fees: $0.15 per debit, $0.20 per credit, $0.10 per deposited item