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Home : Investing : Business Investing : Simple IRA

Simple IRA

As its name suggests, the SIMPLE IRA (Savings Incentive Match Plan for Employees) is an uncomplicated, low-cost option especially suitable for small businesses with less than 100 employees.

Tax Advantages

Contributions are made before taxes, reducing taxable income for employees. Plus, both contributions and earnings grow tax-deferred until withdrawal (presumable in retirement), at which time they are taxed as ordinary income.

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