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servicemembers civil relief act

West Shore Bank is proud to support our customers who are serving or have served our country in the armed forces. Members of the armed forces make great sacrifices in order to protect our nation.  Recognizing these sacrifices, Congress enacted a number of laws specifically designed to protect the rights of Servicemembers while they are on active duty and after they return to civilian life.

The Servicemembers Civil Relief Act (SCRA) is a federal law that provides a range of relief to active duty servicemembers, including financial relief and protections to members of the armed forces so they can devote their full attention on their military responsibilities and relieve stress on family members of those deployed.

Eligible products include, but are not limited to:

  • Mortgage and home equity loans
  • Installment and auto loans
  • Credit cards and lines of credit

Loans other than credit cards and lines of credit must have been opened before the active duty start date. Further details on benefits provided under the SCRA can be found at www.servicemembers.gov.

To request SCRA benefits, please send a written request, including a copy of your military orders or a letter from your commanding officer on military letterhead that shows your active duty period(s) to:

West Shore Bank
PO Box 627
Ludington MI 49431

A copy of the Servicemembers Civil Relief Act Notice Disclosure can be viewed here: 

2014 SCRA Disclosure 2014 SCRA Disclosure (100 KB)

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