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Home : Investing : Business Investing : SEP IRA

SEP IRA

Though they’re suitable for small businesses with 10 or fewer employees, in practice, most SEP-IRAs (Simplified Employee Pension) are established by self-employed individuals. The plans require minimal paperwork and are easy to administer.

Tax Advantages

Employer contributions are made before taxes, and both contributions and earnings grow tax-deferred until they are withdrawn (presumably in retirement), at which time they are taxed as ordinary income.

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