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Secure Checking Benefits

Smart Security Features to Keep You Safer

Each of our West Shore Bank checking accounts comes with a special feature: peace of mind! We’ve added the following security benefits to our checking accounts to keep you, your family, and your finances safer!

IDProtect identity theft monitoring and resolution services for you and your joint account owners1

  • 3-in-1 Credit Report
    Request a free, updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. (Registration/activation is required.)
  • 3-in-1 Credit File Monitoring
    IDProtect will monitor your Equifax, Experian, and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation is required.)
  • Total Identity Monitoring
    Monitors your Name, Address, Date of Birth and Social Security Number in over 1,000 databases to determine if your identity has been compromised. (Registration/activation is required.)
  • Comprehensive Identity Theft Resolution Services
    Should you suffer identity theft, your very own dedicated IDProtect fraud resolution specialist will help you every step of the way until your credit and identity are completely restored.
  • Identity Theft Expense Reimbursement Coverage2
    Receive up to $10,000 to help pay expenses, clear your name and repair damaged credit, should you become the victim of identity theft.
  • Debit and Credit Card Registration
    Register your credit, debit, and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards. (Registration/activation is required.)

Enjoy greater peace of mind

Cellular Telephone Protection2 
  • Receive up to $300 of replacement or repair costs if your cellphone is stolen or damaged in the U.S. or abroad.
  • Cellular telephone bill must be paid through your West Shore Bank Secure Checking account.
Debit Advantage™: Buyer’s Protection & Extended Warranty2
  • Buyer’s Protection covers items for 90 days from the date of purchase against accidental breakage, fire, or theft.
  • With Extended Warranty, the life of the U.S. manufacturer’s original written warranty is extended up to one full year on most new retail purchases if the warranty is less than five years.
  • West Shore Bank Secure Checking account must be used for entire purchase price of item(s).
Accidental Death and Dismemberment Insurance2
  • Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance.
  • Coverage divides equally on joint accounts.
  • Coverage reduces by 50% at age 70.

Enjoy sweet rewards

In addition to a variety of secure features, your Secure Checking account offers some fantastic rewards and savings!
Shopping Rewards™ 
  • Enjoy access to special offers and discounts at thousands of leading online retailers.
  • Use our customized shopping portal when you shop online and receive cash back.
  • Registration/activation is required.
Travel and Leisure Discounts
  • Save money with discounts from thousands of local and national businesses.
  • Redeem and print coupons online or access discounts from your smart phone
  • Registration/activation is required.
Family Health Discounts
  • Enjoy savings on vision, prescription, and dental services.
  • Registration/activation is required.
  • This is not insurance.

1. IDProtect service is a personal identity theft protection service available to personal checking account owners and their joint account owners. Service is not available to a “signer” on the account who is not an account owner. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Simple Secure Checking, Interest Secure Checking, and Relationship Secure Checking are not available to businesses, clubs, organizations, churches, and schools.

2. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.

Insurance products are not insured by FDIC or any Federal Government Agency: Not a deposit of or guaranteed by the bank or any bank affiliate.

 

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