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A profit-sharing plan offers business owners a tax-advantaged way of sharing profits among their employees. Employers make discretionary tax-deductible contributions, which are then allocated to the individual accounts of participating employees.
The employer’s contribution to each employee’s account is not considered taxable income to the employee. Earnings accumulate on a tax-deferred basis.
Securities and insurance products are offered through Cetera Investments Services LLC, Member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: *Not FDIC insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. Advisory services may only be offered by Investment Adviser Representatives. Located at: 201 W. Loomis Street, Ludington, MI 49431 (231) 845-3500.For a comprehensive review of your personal situation, always consult with a tax or legal Advisor. Neither Cetera, nor any of its representatives may give legal or tax advice. Advisory services may only be offered by Investment Adviser Representatives.