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Please note that by using many of the links on our web site, you may be leaving West Shore Bank's web site. As a service and for informational purposes only, West Shore Bank may provide listings of and/or links to third party web pages/publications maintained by the U.S. government, Internet retailers, non-Bank organizations and others. West Shore Bank also takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or other merchandise offered via these outside web sites. West Shore Bank is not responsible for and does not monitor the content or administration of these outside web sites or pages. These outside pages and their content, including but not limited to factual statements and opinions, are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of West Shore Bank, its staff or its Board of Directors.
West Shore Bank does not knowingly market to or solicit information from children under 13 years of age without parental consent. The Children’s Online Privacy Protection Act (COPPA) protects children under the age of 13 from the online collection of personal information. Learn more about COPPA at the Federal Trade Commission’s website. | | |
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| According
to the Federal Trade Commission,
identity theft is the fastest-growing
crime in the country. Our ability
to feel safe is becoming more
difficult with terrorism and crime
on a steady increase. |
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But
there is hope...
The USA Patriot
has
paved the way for financial institutions
to help prevent fraud, identify theft,
and the spread of terrorism. It requires
financial institutions to obtain more
information from an individual or
legal entity to help establish identity.
Your cooperation is needed when you
open a new account or request a loan.
You may be asked more questions to
establish and confirm your identity.
It may also be required for you to
provide one or more of the following
types of identification:
- Driver's
license
- Passport
and country of issuance
- U.S.
taxpayer identification (ID) number
- Alien
ID card
- Any
other government-issued document
evidencing nationally or residence
To
learn more about Identity Theft Protection,
visit www.consumer.gov/idtheft or www.idtheft.gov.
To learn more about Phishing scams, an e-mail scam that encompasses fraudulently obtaining and using an individual’s personal or financial information, visit http://www.fdic.gov/consumers/consumer/alerts/
The federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months, from www.annualcreditreport.com. The Federal Trade Commission (FTC), the nation's consumer protection agency, has prepared a brochure, Your Access to Free Credit Reports, explaining your rights and how to order a free annual credit report.
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Member FDIC