West Shore Bank - Personal Mortgages

	checking
	savings
	investments
	consumer loans
	mortgages
	other services
	free services
	calculators
	quickcheck rewards debit card
	P.L.U.S. customer perks

Please note that by using many of the links on our web site, you may be leaving West Shore Bank's web site. As a service and for informational purposes only, West Shore Bank may provide listings of and/or links to third party web pages/publications maintained by the U.S. government, Internet retailers, non-Bank organizations and others. West Shore Bank also takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or other merchandise offered via these outside web sites. West Shore Bank is not responsible for and does not monitor the content or administration of these outside web sites or pages. These outside pages and their content, including but not limited to factual statements and opinions, are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of West Shore Bank, its staff or its Board of Directors.

West Shore Bank offers a variety of mortgages that can help make your dream home a reality. To learn more about your options, call 231-845-3500 (or toll free 888-295-4373), or stop by any of our convenient locations. Ready to get started? Apply online today.

	Fixed Rate Mortgages
	Balloon Mortgages
	Construction Loans
	Second Home Financing
	Home Improvement
	EquityAccess
	Calculators

Fixed Rate Mortgages
Enjoy the peace of mind that comes from knowing your mortgage payment and interest rate will never change over the life of your loan. Choose the term that best meets your needs and budget. The shorter your term, the higher your monthly payment, but the less you’ll pay in total interest.

		Pre-Qualify			Check Status
					Continue Work

top

Balloon Mortgages
Balloon mortgages are especially suited to borrowers who expect to move within a few years or expect to refinance for improvements. If you decide to stay put, you can simply extend the remaining balance. With our balloon mortgage, you have the option of either a monthly or bi-weekly payment. By making 26 half payments (every other week) instead of 12 full payments (once a month) you will - in effect - be making one extra full payment each year. The result? You can pay off your loan years early and save thousands of dollars in interest.

		Pre-Qualify			Check Status
					Continue Work

top

Construction Loans
Building new? Ask us about a construction loan. It can be converted to a long-term mortgage when your home is completed.

		Pre-Qualify			Check Status
					Continue Work

top

Second Home Financing
Thinking of a vacation retreat, income property or retirement home? West Shore Bank can provide the financing.

		Pre-Qualify			Check Status
					Continue Work

top

Home Improvement
With a home improvement loan from West Shore Bank, you can make your house just right ... right now. Surely, there’s something you’ve always wanted to do to make your house a little nicer. Now there’s no reason to put it off any longer.

		Pre-Qualify			Check Status
					Continue Work

top

EquityAccess
An EquityAccess line of credit from West Shore Bank is probably the smartest, most convenient way to borrow. It lets you tap your home equity whenever you want by simply writing a check. Use the money to pay for anything — home improvements, a vacation, a car, a pool, education expenses, debt consolidation ... you name it! Best of all, interest payments are usually tax deductible (consult your tax adviser to be sure).

Call or email us for more information about our mortgage products

		Pre-Qualify			Check Status
					Continue Work

top

Calculators
Need to see the numbers? Our online calculators take the guesswork out of money management by giving you the hard data you need to make the right decisions.

top

Member FDIC