Receive a free consultation to discuss potential investment options based upon your financial goals and time frame.
Does your employer offer a 401(k), 403(b) or another type of defined contribution retirement plan? If so, join it as soon as you can. At the very least, contribute enough to qualify for any matching dollars your employer might offer. A match of 50 cents on the dollar is identical to an immediate 50% return – an unbeatable deal.
What’s more, your contributions lower your taxes because they aren’t counted as part of your income. Even better, earnings grow tax deferred until retirement.
If you’re an employer, West Shore Investment Services can help you set up a 401(k) plan for your employees.
Securities and insurance products are offered through Cetera Investments Services LLC, Member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: *Not FDIC insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. Advisory services may only be offered by Investment Adviser Representatives. Located at: 201 W. Loomis Street, Ludington, MI 49431 (231) 845-3500.For a comprehensive review of your personal situation, always consult with a tax or legal Advisor. Neither Cetera, nor any of its representatives may give legal or tax advice. Advisory services may only be offered by Investment Adviser Representatives.