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New Child

It’s never too early to begin building a strong foundation for your child’s financial future. Consider these financial tips as you plan for your new arrival.

1. Revise your budget to include baby expenses.

2. Obtain a Social Security number for your child so you don’t miss out on baby-related tax benefits.

3. Make adjustments to your W-4 form and look into additional insurance/health coverage.

4. Start saving for college now, even if it’s just a little each month.

Use our online calculators to determine what saving now will mean for the future. Call 231-845-3500 to speak with an investment specialist to begin investing in your family’s future. You may want to also consider a:

• Steady Saver Savings Account

• Home Equity Loan