Since 1898 West Shore Bank has grown and evolved to meet the changing needs of the west shore community.
| Year | Event |
| 1898 | State Savings Bank of Scottville was founded in Scottville, MI on June 30, 1898. The first Board of Directors meeting was held in Detroit on July 25, 1898. The Directors were C.W. McPhail, President, M.L. Willliams, C.A. McPhail, H. G. Flint and M.A. Flint. The Bank first occupied a one story brick building on the west side of Main Street. C.W. McPhail was the first President of the Bank. Total resources were $17,000. |
| 1902 | The new Bank building was built on the corner of State and Main Street. The Bank occupied this building until 1969. |
| 1910 | Total Bank assets reached $168,000. |
| 1920 | Total Bank assets were $644,000. |
| 1937 | Acquired the Security Bank of Walkerville office. |
| 1940 | Bank assets were $864,000. |
| 1948 | Bank celebrated it's 50th birthday. Robert Smith, son of Robert J. Smith, was elected as Bank President. |
| 1950 | Bank assets reached $3,690,000. |
| 1953 | Acquired the Fountain State Bank office. |
| 1960 | Bank assets were $7,529,000. |
| 1965 | Trust department was added. |
| 1966 | Formed West Shore Computer Services, Inc. |
| 1969 | Opened new main office in Scottville at 107 W. State Street. |
| 1970 | Bruce Draper was elected Bank President, succeeding Robert Smith. Bank assets were $21,806,000. |
| 1976 | Opened the East Ludington office. Charles S. Chisholm became President of the Bank. |
| 1979 | Thomas A. VanBuren was elected Bank President upon Chisholm's retirement. |
| 1980 | Bank assets were $39,846,000. |
| 1981 | Formed locally-owned, locally-controlled West Shore Bank Corporation (Holding Company). Introduced the first ATM service in Mason County. |
| 1990 | Bank assets were $73,985,000. |
| 1992 | Acquired the Ludington branch of Great Lakes Bank Corporation, which would be the new site of the downtown Ludington office. |
| 1996 | Formed State Street Insurance Agency, Inc. |
| 1997 | Name changed to West Shore Bank. Opened the Hart office. Bank assets reached $115,000,000. |
| 1998 | Bank celebrated its centennial in July. |
| 1999 | Opened the Manistee-Parkdale office. |
| 2000 | Bank assets were $206,000,000. |
| 2002 | Grand opening of the new downtown (main) office in Ludington. |
| 2008 | Opened the Manistee South office. |
| 2009 | Raymond A. Biggs was elected Bank President upon Van Buren's retirement. |
| 2010 | Bank assets were $335,000,000. |