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In 2011, West Shore Bank was announced as one of the top 200 community banks in America by U.S. Banker, a national banking publication.

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Corporate Mission

In today’s market of “big banks”, we’re a rarity – an independent, locally owned and managed, community bank. For over 100 years, we have been a major supporter of the west shore community and its businesses, investing our time and commitment, as well as financial resources, to make the region a strong, vibrant place to live. But we offer much more than a legacy:

  • We provide products that make a real difference in the lives of our customers – helping them buy homes, fund businesses, invest for the future, or simply spend more time with their families than at the bank.

  • We invest in state-of-the-art technology to make doing business with us easier and more convenient for our customers.

  • We also invest in our people, so that they have the expertise to help customers with important financial decisions. At West Shore Bank, you deal with a decision maker – face-to-face – who can take care of your business right away.

  • And, perhaps most importantly, you get service. Real service – the kind that used to be the hallmark of the banking business.

In our over 100-year heritage, we have never forgotten that we are here to serve the financial needs of our customers. I invite you to experience the difference.


Raymond A. Biggs
President and CEO

Retail Locations: Ludington Downtown  |  Ludington East  |  Hart  |  Scottville  |  Manistee South  |  Manistee Parkdale  |  Onekama  |  Frankfort  |  Quick Cash ATMs