West Shore Business Checking
Our flagship Business Checking account is the best option for any organization that generates high transaction volume (more than 150 per month), including corporations, sole proprietors and non-profits.

• Unlimited check writing
• $200 minimum to open
• Monthly service charge: $5 per month ($8 w/ check imaging)
• Other fees: .15/paid check, .20/deposit ticket, .07/deposited item
• Pays monthly earnings credit on average collected balance – can be used to reduce fees
• Fees waived for non-profits, public funds, and customers with an Insured Municipal Savings or Insured Cash Management Savings account
• Cash Management Sweep option available for corporations – pays investment rate of return on excess checking balance (sweep account not FDIC insured)
• Includes no-annual-fee ATM and debit cards; debit card pays 10-cent credit each time it’s used instead of a paper check

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West Shore Business Solutions
West Shore Business Solutions is the best choice for corporations, sole proprietors and non-profits that generate modest transaction volume (fewer than 150 per month).

• $200 minimum to open
• Unlimited Check writing
• No monthly service charge
• Other fees: 150 free transactions per month (checks, deposits and deposited items); 25 cents each thereafter
• Fees waived for non-profits, public funds, and customers with an Insured Municipal Savings or Insured Cash Management Savings account
• Includes no-annual-fee ATM and debit card;debit card pays 10-cent credit each time it’s used instead of a paper check
• Free investment, retirement and estate planning

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Personal Ventures
Unincorporated businesses that qualify for interest-bearing checking typically choose Personal Ventures, an especially attractive option if you’re able to maintain a balance of at least $600.

• Unlimited check writing
• $200 minimum to open
• Pays interest on balances over $600
• Monthly service charge: $13 with check imaging; $10 with check safekeeping
• Monthly service charge waived if you maintain a daily balance of at least $600 in this account

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IOLTA
IOLTA (Interest on Lawyers’ Trust Accounts) is a federal program that requires attorneys to establish interest-bearing accounts for nominal, short-term client deposits. Funds from various clients can be pooled in one trust account, and the interest generated is used to provide legal services to low-income individuals and improvements in the administration of justice. IOLTA accounts have no fees or minimum balance requirements.

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