Merchant Deposit Capture
Does your business accept checks? Now you can deposit them electronically with Merchant Deposit Capture. Merchant Deposit Capture allows you to deposit checks electronically without taking them to the bank. Instead, you submit checks for deposit using a desktop check scanner located at your business. The scanner generates an electronic image that’s transmitted over an encrypted internet connection to West Shore Bank for posting and clearing.  top
Electronic Direct Deposit (PAIDD)
Reduce the cost and inconvenience associated with issuing payroll checks. With Electronic Direct Deposit, you simply provide us payroll data (via phone or modem) and we deposit the funds directly into whichever accounts your employees designate at any financial institution. top
West Shore Bank Online (Internet Cash Management)
Turn your office or home computer into a bank branch! You can review balances and transfer money between accounts right online. Need proof of a payment? You can even view and print check images. An integrated cash management feature also lets you pay bills and taxes, initiate payroll direct deposit, request wire transfers, and more — all with just a few clicks. No special software is required — just Internet access. Check out our demo. top
Wire Transfers
When you need to move money fast, rely on the security and convenience of West Shore Bank’s wire transfer service. You can transfer funds to another financial institution the same day. International transfers involving currency conversion are also available. top
ACH Services
Through West Shore Bank’s participation in the Automated Clearing House system, you can make or receive payments electronically. The ACH system is most commonly used for recurring transfers — whether to or from your account. top
Cash Management Sweep Account*
Enjoy an investment rate of return on the excess balance in your business checking account with West Shore Bank’s cash management sweep program. At the end of each business day, all cash above your target balance is automatically swept into government securities through a repurchase agreement. The funds are invested overnight and swept back into your checking account the next morning.
*Account is not FDIC insured, carries No Bank Guarantee, and may lose value. top
Merchant Card Services
Your customers want the convenience of paying electronically. Give it to them with merchant card services available through West Shore Bank. You’ll get all the equipment and support you need to accept credit, debit and online transactions as easily as cash. top
CD-ROM Bank Records
Get a complete record of check images, deposits and statements on convenient CD-ROMs. We’ll send you a disc periodically so you’ll have easy, paperless access to your account history. top
TeleBank
TeleBank lets you access your business accounts 24 hours a day, seven days a week from any touch-tone telephone. You can transfer money between accounts, confirm loan and account balances, determine if a check has cleared, and more. It’s a welcome convenience after hours, on weekends, and during hectic days. top
Night Depository
Why take chances by keeping cash around? Our 24-hour night depository lets you deposit receipts whenever you want, even after business and banking hours. It’s available at most West Shore Bank offices. top
Business Credit and Debit Cards
Credit and debit cards from West Shore Bank can give your business an extra measure of financial flexibility, while making it easy to track expenses by providing transaction detail on monthly statements. Our debit card also can be used for ATM transactions. Plus, we’ll credit 10 cents to your account each time you use it instead of a paper check to make a purchase. (The 10¢ rebate does not apply to ATM transactions.) top | 
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