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Deposit funds quickly and conveniently with merchant deposit capture.

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Business checking

This is the best account for your business if you make a modest number of transactions each month (less than 150).
Key features:

  • Unlimited check writing
  • 150 free items per month
  • No minimum balance requirement
  • No monthly service fee
  • No per-item fees for non-profits, public funds and customers with an Insured Municipal Savings or Insured Cash Management Savings account
  • No annual ATM card or debit card fees
  • Free investment, retirement and estate planning


  • $200 minimum to open
  • Other fees: $0.30 per transaction over 150 each month

Retail Locations: Ludington Downtown  |  Ludington East  |  Hart  |  Scottville  |  Manistee South  |  Manistee Parkdale  |  Onekama  |  Frankfort  |  Quick Cash ATMs