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When you buy a bond, you’re simply making a loan – either to a company or the government. As with any loan, the borrower pays you interest. Then, when your bond matures, you get back your original investment.
Compared with stocks, bonds are less likely to lose money over short time periods, but also less likely to gain as much over long periods. The tendency for rates to move in the opposite direction of the stock market means they can offer stability in times of downturn in the market.
West Shore Investment Services offers you access to US Treasuries, corporate bonds, municipal bonds and government-agency issues.
Securities and insurance products are offered through Cetera Investments Services LLC, Member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: *Not FDIC insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. Advisory services may only be offered by Investment Adviser Representatives.For a comprehensive review of your personal situation, always consult with a tax or legal Advisor. Neither Cetera, nor any of its representatives may give legal or tax advice. Advisory services may only be offered by Investment Adviser Representatives.