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When you buy a bond, you’re simply making a loan – either to a company or the government. As with any loan, the borrower pays you interest. Then, when your bond matures, you get back your original investment.
Compared with stocks, bonds are less likely to lose money over short time periods, but also less likely to gain as much over long periods. The tendency for rates to move in the opposite direction of the stock market means they offer stability in times of downturn in the market.
West Shore Bank Investment Services offers you access to US Treasuries, corporate bonds, municipal bonds and government-agency issues.
Cetera Investment Services is an independent, registered broker/dealer and registered investment adviser. Member SIPC/FINRA. Securities and insurance products provided by Cetera.
For a comprehensive review of your personal situation, always consult with a tax or legal Advisor. Neither Cetera, nor any of its representatives may give legal or tax advice. Advisory services may only be offered by Investment Advisor Representatives in connection with an appropriate Cetera Advisory Services Agreement and disclosure brochure as provided.