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Online Applications


Checking Account Applications

E-Z Checking
This is a FREE personal checking account for those who want no monthy service charge and unlimited check writing.

Click here to view our privacy disclosure.

Click here for information on Identity Theft Protection.

If you need any help on this application, please call us at 231-845-3500 or toll free at 888-295-4373 or email us at info@westshorebank.com.


E-Z Deluxe Checking
If you write a lot of checks and want to earn interest on your balance, the E-Z Deluxe Checking Account may be for you. This interest-bearing account offers unlimited check writing and is free of monthly service charges if you maintain a minimum balance of at least $1,000.00. The E-Z Deluxe Checking Account requires a $1,000.00 minimum balance to earn interest. Interest will be paid monthly on the full balance depending on which tier your balance falls in.

Click here to view our privacy disclosure.

Click here for information on Identity Theft Protection.

If you need any help on this application, please call us at 231-845-3500 or toll free at 888-295-4373 or email us at info@westshorebank.com.

 


Savings Account Applications

E-Z Statement Savings
E-Z Statement Savings is a fee savings account that offers the flexibility of withdrawals and unlimited deposits. It’s designed for savers who anticipate needing frequent access to their money. Interest is paid and compounded quarterly.

Click here to view our privacy disclosure.

Click here for information on Identity Theft Protection.

If you need any help on this application, please call us at 231-845-3500 or toll free at 888-295-4373 or email us at info@westshorebank.com.


E-Z Money Market Savings
This personal account is for customers who are looking for liquidity and a higher return from their savings account. Interest will be paid on the full balance depending on which tier they fall into each day of the month. Interest is paid monthly. A minimum balance of $1,000.00 is required to avoid a monthly service charge.

Click here to view our privacy disclosure.

Click here for information on Identity Theft Protection.

If you need any help on this application, please call us at 231-845-3500 or toll free at 888-295-4373 or email us at info@westshorebank.com.


SteadySaver Savings
This account is ideal if you want the discipline of an automatic savings program. Saving has never been easier.

  • Specify an amount to be automatically transferred each month from your West Shore Bank checking or savings account into a certificate of deposit ($25 minimum required)
  • Choose the term option that matches your goals (6, 12, 18, or 24 months.)

Click here to view our privacy disclosure.

Click here for information on Identity Theft Protection.

If you need any help on this application, please call us at 231-845-3500 or toll free at 888-295-4373 or email us at info@westshorebank.com.


Health Savings
A Health Savings Account (HSA) is a tax-exempt custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses for an individual, spouse or dependents. HSA's are avaialable to anyone enrolled in a qualified, high-deductible health insurance plan. This transation account allows check writing, debit cards, ACH activity and earns interest at a tiered rate. The HSA requires a $1,000.00 minimum balance to avoid a monthly service fee.

Click here to view our privacy disclosure.

Click here for information on Identity Theft Protection.

If you need any help on this application, please call us at 231-845-3500 or toll free at 888-295-4373 or email us at info@westshorebank.com.

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Certificate of Deposit Applications

Certificate of Deposit Application
Convenience. Service. Value. That's West Shore Bank. And with Certificate of Deposits, you'll experience it all. You can make your initial deposit to your account by mailing us a check! It's that simple.

For CDs of $100,000 or greater, please contact us directly from the information listed below.

Click here for our most recent CD rates

Click here for our most recent CD rates if you are a West Shore Bank Horizon Account Customer

Click here to view our privacy disclosure.

Click here for information on Identity Theft Protection.

If you need any help on this application, please call us at 231-845-3500 or toll free at 888-295-4373 or email us at info@westshorebank.com.

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Consumer Loan Applications

Consumer Loan Application
With a West Shore Bank Consumer Loan you can apply for that new Automobile, Boat or ATV you have been dreaming about for years.

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If you need any help on this application, please call us at 231-845-3500 or toll free at 888-295-4373 or email us at info@westshorebank.com.

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Commercial Loan Applications

Commercial Loan Application
A West Shore Bank Commercial Loan can be used to secure the capital needed to meet a broad range of business goals, making it one of your most versatile borrowing options. You can use the money to purchase vehicles or equipment, finance expansion or acquisitions, or refinance debt. Fixed or variable rates are available, and repayment terms can be structured to meet your cash-flow needs.

Click here to view our privacy disclosure.

Click here for information on Identity Theft Protection.

If you need any help on this application, please call us at 231-845-3500 or toll free at 888-295-4373 or email us at info@westshorebank.com.

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Mortgage Applications

Pre-Mortgage Application
Interested in applying for a mortgage loan in the West Shore Mortgage Company market area? Click on the application title to start the process for a mortgage loan with our online mortgage pre-qualification. It's a quick and easy way to find out your purchasing power and a simple first step toward your mortgage. After you submit your pre-application through our secure server, a mortgage loan officer will contact you by the end of the next business day.

Click here to view our privacy disclosure.

Click here for information on Identity Theft Protection.

If you need any help on this application, please call us at 231-845-3500 or toll free at 888-295-4373 or email us at info@westshorebank.com.

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West Shore Bank OnLine

West Shore Online Banking transforms your personal computer into a private banking office, letting you complete most routine transactions at your convenience. It’s like having a private online banking office that’s accessible 24 hours a day, seven days a week, whether you’re at home, in the office or on the road. You can check your balances, confirm transactions, transfer funds between online accounts, reorder checks, stop payment and more. All you need is a computer connected to the Internet.

Click here to sign up for Online Banking.

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