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Home : Investing : Business Investing : 401(k) Plans

401(k) Plans

401(k) plans are generally used by larger companies with 25 or more employees. Employees make pre-tax contributions to self-directed accounts each payroll period, and employers have the option of matching a portion.

Tax Advantages

Employee contributions are made with pre-tax money, reducing the amount of tax due from each paycheck. In addition, all employer contributions and earnings grow tax-deferred until withdrawal.

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